3750 Co Rd 77, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3750 Co Rd 77, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Mar 2023)
Tax Bill	$881 (2026)
Deeds & Mortgages	Mar 2023 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-06-09-30-0-000-004.006`

Property Details

APN / Parcel Number

Primary APN	`13-06-09-30-0-000-004.006`
Alternative APNs	`ALT APN:0609300000004006` `205123` `217024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,512 sqft
Finished Basement	616 sqft
Unfinished Basement	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	217024
Street Address	3750 COUNTY ROAD 77
City	CEDAR BLUFF
State	AL
Zip	35959-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR W/2 W/2 NE/4;N 990''E 50'TO POB;N 330';E 610'; S330';W 610'TO POB
Legal Range	10E
Legal Township	08S
Legal Section	30
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3028
Census Tract	955702

Owner

3750 Co Rd 77 is owned and occupied by an individual who bought it in March 2023.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3750 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer
Mar 8, 2018	Survivorship Deed, Transfer · Stand-Alone First Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	2023228204
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 1, 2023
Property Address	3750 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3863
Document Number	0000228204
Instrument Date	Feb 24, 2023
Instrument	228204
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3750 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3863

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 8, 2018
Property Address	3750 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3863
Document Number	201735
Instrument Date	Mar 8, 2018
Instrument	201735
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3750 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3863

Mortgage

Document Number	201736
Date	Mar 8, 2018
Instrument	201736

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	GADSDEN, AL 35901

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3750 Co Rd 77 was $881, up 8.5% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$881.00 (+8.5%)
2025	$812.00 (+1.37%)	$4,280 (-83.33%) Land $2,380 Building $1,900	$278,600 (+1.05%) Land $23,700 Building $254,900
2024	$801.00 (-17.17%) Additional exemption filed	$25,680 (+64,1%) Land $2,080 Building $23,600	$275,700 (+137,75%) Land $20,800 Building $254,900
2023	$967.00 (+1.26%) Homeowner's exemption	$40 (-98.44%)	$200 (-99.92%) Building $200
2022	$955.00 Homeowner's exemption	$2,560 Land $2,080 Building $480	$240,000 Land $20,800 Building $219,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3750 Co Rd 77 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3750 Co Rd 77 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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