Cherokee County property record for 3524 Co Rd 77, Cedar Bluff, AL 35959
| Property Type | Mobile Home |
|---|---|
| Details | 2,240 sqft · built 2001 |
| Lot Size | 4.59 acres (200,376 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $123 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-06-09-30-0-000-004.007 |
| Primary APN | 13-06-09-30-0-000-004.007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,240 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Lot Area | 200,376 sqft (4.59 acres) |
| Account Number | 3428 |
|---|---|
| Street Address | 3524 COUNTY ROAD 77 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3865 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM SW COR W/2 W/2 NE/4;E 50'TO POB;E 610';N 330';W 610'; S330'TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 955702 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Sep 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2017 |
| Transfer Doc | 199473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 210565 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 210565 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 1, 2017 |
| Property Address | 3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865 |
| Document Number | 199473 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 199473 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 COUNTY ROAD 77, 3524, CEDAR BLUFF, AL 35959-3865 |
| Name | Verified Name |
|---|---|
| Address | 3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $3,900 (-7.14%) Land $1,320 Building $2,580 | $42,000 (+0.24%) Land $13,200 Building $28,800 |
| 2023 | $123.00 (-2.38%) Homeowner's exemption | $4,200 (+183.78%) | $41,900 (-1.64%) Land $11,600 Building $30,300 |
| 2022 | $126.00 Homeowner's exemption | $1,480 Land $1,160 Building $320 | $42,600 Land $11,600 Building $31,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE (outdoors only), no 5G reported
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