3524 Co Rd 77, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3524 Co Rd 77, Cedar Bluff, AL 35959

Property Summary

Property TypeMobile Home
Details2,240 sqft · built 2001
Lot Size4.59 acres (200,376 sqft)
OwnerIndividual Name on Record
Tax Bill$123 (2023)
Deeds & MortgagesJan 2020 Mortgage
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN13-06-09-30-0-000-004.007

Property Details

APN / Parcel Number

Primary APN13-06-09-30-0-000-004.007
Alternative APNs
  • ALT APN:0609300000004007
  • 3428

Interior

Building Area2,240 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area200,376 sqft (4.59 acres)

Location & Zoning

Account Number3428
Street Address3524 COUNTY ROAD 77
CityCEDAR BLUFF
StateAL
Zip35959-3865
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM SW COR W/2 W/2 NE/4;E 50'TO POB;E 610';N 330';W 610'; S330'TO POB
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3028
Census Tract955702

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP
Sep 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 1, 2017
Transfer Doc199473
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865
Transaction TypeMortgage
Record UpdatedFeb 19, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210565
DateJan 10, 2020
Instrument210565
Lender
NameNATIONS LENDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE AL
Recording DateSep 1, 2017
Property Address3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865
Document Number199473
Instrument DateJul 10, 2017
Instrument199473
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3524 COUNTY ROAD 77, 3524, CEDAR BLUFF, AL 35959-3865

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 COUNTY ROAD 77, CEDAR BLUFF, AL 35959-3865

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$3,900 (-7.14%) Land $1,320 Building $2,580$42,000 (+0.24%) Land $13,200 Building $28,800
2023$123.00 (-2.38%) Homeowner's exemption$4,200 (+183.78%)$41,900 (-1.64%) Land $11,600 Building $30,300
2022$126.00 Homeowner's exemption$1,480 Land $1,160 Building $320$42,600 Land $11,600 Building $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 85% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 77

Nearby Streets

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