375 Timberlake Dr, Richmond, KY 40475 Property Records

Madison County property record for 375 Timberlake Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.65 acres (72,249 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0043-0000-0015-J`

Property Details

APN / Parcel Number

Primary APN	`0043-0000-0015-J`
Alternative APNs	`133570` `96373` `63471`

Exterior

Lot Area	72,249 sqft (1.65 acres)

Location & Zoning

Account Number	63471
Street Address	375 TIMBERLAKE DR
City	RICHMOND
State	KY
Zip	40475-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGAN MILL ESTS LOT 10 BLK 1
Legal Subdivision	HAGAN MILL ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2018
Census Tract	10802

Owner

Source: Madison County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	375 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Intrafamily Transfer, Transfer · VA Mortgage STOCKTON MORTGAGE CORP
Feb 20, 2019	Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	202014022924
Deed Book / Page	796 / 151
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	D00796/151
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Oct 27, 2020
Property Address	375 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Document Number	D00796/151
Book / Page	D00796 / 151
Map Reference	MB 5 PG 369
Instrument Date	Oct 16, 2020
Instrument	2014022924
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	375 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Investor	Possibly a Property Investor

Mortgage

Document Number	2014022925
Date	Oct 27, 2020
Instrument	2014022925

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 20, 2019
Property Address	375 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Document Number	D00770/061
Book / Page	D00770 / 061
Map Reference	MB 5 PG 369
Instrument Date	Feb 12, 2018
Instrument	2013988522
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RUMSEY DR, ANN ARBOR, MI 48105-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Investor	Possibly a Property Investor

Mortgage

Document Number	2013988523
Date	Feb 20, 2019
Instrument	2013988523

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00 (-21.81%) Homeowner's exemption	$202,000 (+6.32%)	$202,000 (+6.32%)
2023	$1,843.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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