371 Timberlake Dr, Richmond, KY 40475 Property Records

Madison County property record for 371 Timberlake Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$193,000 (Jun 2019)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0043-0000-0015-K`

Property Details

APN / Parcel Number

Primary APN	`0043-0000-0015-K`
Alternative APNs	`107773` `145103` `75264`

Location & Zoning

Account Number	75264
Street Address	371 TIMBERLAKE DR
City	RICHMOND
State	KY
Zip	40475-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGAN MILL ESTS LOT 11 BLK 2
Legal Subdivision	HAGANS MILLS EST
Legal Block	2
Legal Lot Number	11
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2018
Census Tract	10802

Owner

371 Timberlake Dr is owned and occupied by an individual who bought it in June 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	371 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK
Jun 21, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	2013994359
Deed Book / Page	D00775 / 017
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	371 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 TIMBERLAKE DR, RICHMOND, KY 40475-9653

Mortgage

Document Number	0M2276/390
Date	Jan 3, 2024
Book Page	M2276/390
Instrument	2014184557

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	371 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01897/283
Date	Oct 29, 2019
Book Page	M01897/283
Instrument	2014001405

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42719

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 21, 2019
Property Address	371 TIMBERLAKE DR, RICHMOND, KY 40475-9653
Document Number	D00775/017
Book / Page	D00775 / 017
Map Reference	MB 8 PG 5
Instrument Date	Jun 19, 2019
Instrument	2013994359
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Tax	$193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6045 BRADFORD HILLS DR, NASHVILLE, TN 37211-6848

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 371 Timberlake Dr was $2,168 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 Additional exemption filed	$230,000	$230,000
2023	$1,872.00	$193,000	$193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 371 Timberlake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 371 Timberlake Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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