375 River Rd, Elkton, MD 21921 Property Records

Cecil County property record for 375 River Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,288 sqft · built 1942
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Oct 1998)
Tax Bill$5,619 (2026)
Flood ZoneZone AE (high risk)
APN02-009048

Property Details

APN / Parcel Number

Primary APN02-009048
Alternative APNs
  • 2009048
  • 009048

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,288 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area850 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area210 sqft
Deck Area240 sqft
Patio Area459 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number009048
Street Address375 RIVER RD
CityELKTON
StateMD
Zip21921-7936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 5 - .392 ACRE 375 RIVER ROAD OTTS SHORE
Legal SubdivisionLOCUST PT FARM
Legal Lot Number5
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group1
Census Block1001
Census Tract30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address375 RIVER RD, ELKTON, MD 21921-7936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1998 · Amount on Record
Deed SaleOct 1, 1998 · Amount on Record
Prior SaleNov 16, 1993 · Amount on Record
Deed Document Number1998243484
Deed Book / Page750 / 192
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,619.00 (+3.65%) Homeowner's exemption$590,233 (+26.25%)$651,200 (+39.06%) Land $445,400 Building $205,800
2025$5,421.00 (+19.85%) Homeowner's exemption
2023$4,523.00 Homeowner's exemption$467,500$468,300 Land $293,400 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims45 (1978–2024)
Claims Outside the SFHA4 of 45
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Talkie Communications, Xfinity.

Nearby Properties on River Rd

Nearby Streets

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