Cecil County property record for 359 River Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,368 sqft · built 1964 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,327 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 02-022346 |
| Primary APN | 02-022346 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,368 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 160 sqft |
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 022346 |
|---|---|
| Street Address | 359 RIVER RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 3 - .231 ACRE 359 RIVER ROAD S/W OF ELKTON |
| Legal Subdivision | LOCUST POINT FARM |
| Legal Lot Number | 3 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30200 |
359 River Rd is owned by an individual who acquired it in March 2026.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3566 SWIFTWATER LN, BROOKHAVEN, PA 19015-2644 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 1997 |
| Deed Sale | Nov 17, 1997 |
| Deed Document Number | 1997239702 |
| Deed Book / Page | 683 / 187 |
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 0057580063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 25, 2026 |
| Property Address | 359 RIVER RD, ELKTON, MD 21921-7936 |
| Document Number | 0057580063 |
| Book / Page | 5758 / 63 |
| Instrument Date | Mar 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3566 SWIFTWATER LN, BROOKHAVEN, PA 19015-2644 |
The 2026 property tax bill for 359 River Rd was $5,327, up 12.9% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,327.00 (+12.93%) | $485,733 (+14.14%) | $545,900 (-) Land $418,300 Building $127,600 |
| 2025 | $4,717.00 | $425,567 | $545,900 Land $418,300 Building $127,600 |
| 2023 | $4,091.00 | $365,067 | $365,400 Land $266,300 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 359 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 45 (1978–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 359 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Talkie Communications, Xfinity.
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