375 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 375 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,050 sqft · built 1995
Lot Size	0.185 acres (8,054 sqft)
Owner	2 Trust Names on File
Last Sale	$4,000,000 (Mar 2025)
Tax Bill	$46,854 (2025)
Deeds & Mortgages	May 2021 Sale Feb 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-1490`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-1490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,050 sqft Living Area
Gross Area	4,774 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,054 sqft (0.185 acres)
Lot Dimensions	100 ft deep x 80.5 ft wide
Patio Area	417 sqft

Location & Zoning

Street Address	375 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 18BLK 23 LOT SIZE 80.540 X 100 OR 11634-2007 1082 1
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block	23
Legal Lot Number	18
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3002
Census Tract	4602

Owner

375 Ridgewood Rd is owner-occupied and held in a trust since March 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	375 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 28, 2018	Deed of Trust, Mortgage · ARM UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	May 11, 2021 · Amount on File
Deed Document Number	2025215228
Deed Book / Page	34670 / 945
Prior Transfer Date	Jun 13, 2016
Prior Transfer Doc	0000353839
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 11, 2021
Property Address	375 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1228
Document Number	0000329386
Book / Page	32499 / 2081
Map Reference	MB 53 PG 39
Instrument Date	Apr 28, 2021
Instrument	2021R0329386
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$15,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 111, BUTLER, TN 37640-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 SW 3RD AVE STE 202, 202, MIAMI, FL 33129-2323

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	375 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117154
Date	Feb 28, 2018
Book Page	30877/1069
Instrument	2018R0117154

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 375 Ridgewood Rd was $46,854.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,854.00	$2,917,878 Land $2,094,040 Building $823,838	$2,917,878 Land $2,094,040 Building $823,838
2023	$42,617.00 (+14.09%)	$2,698,994 (+18.4%) Land $1,852,420 Building $846,574	$2,698,994 (+18.4%) Land $1,852,420 Building $846,574
2022	$37,353.00	$2,279,474 Land $1,421,531 Building $857,943	$2,279,474 Land $1,421,531 Building $857,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Ridgewood Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 375 Ridgewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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