370 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 370 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,832 sqft · built 2012
Lot Size0.183 acres (7,978 sqft)
OwnerIndividual Name on File
Last Sale$2,600,000 (Sep 2012)
Tax Bill$36,613 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-006-1750

Property Details

APN / Parcel Number

Primary APN24-4232-006-1750

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,832 sqft Living Area
Gross Area5,066 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeConcrete
Roof TypeRigid Frame Bar Joist
Lot Area7,978 sqft (0.183 acres)
Lot Dimensions100 ft deep x 79 ft wide

Exterior Amenities

PorchPorch
Porch Area302 sqft
Patio Area64 sqft
FenceFence

Location & Zoning

Street Address370 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100:SINGLE FAM,GENERAL
Legal DescriptionTROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 13 BLK 24 LOT SIZE 79.780 X 100 OR 18750-1382 0899 4 COC 25988-3036 10 2007 1
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB
Legal Block24
Legal Lot Number13
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-1750

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address370 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2012 · Amount on Record
Deed SaleSep 12, 2012 · Amount on Record
Prior SaleOct 15, 2007 · Amount on Record
Deed Document Number2012R0647305
Deed Book / Page28268 / 2159
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address370 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1229
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1229

Mortgage

Document Number0000218312
DateMar 30, 2021
Book Page32422/761
Instrument2021R0218312
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address370 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000240750
DateApr 20, 2018
Book Page30949/1362
Instrument2018R0240750
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$36,613.00 (+3.66%) Homeowner's exemption$2,303,208 (+5.99%)$3,279,788 (+15.56%) Land $2,074,280 Building $1,205,508
2023$35,319.00 (+3.8%) Homeowner's exemption$2,173,105 (+3%)$2,838,290 (+17.16%) Land $1,834,940 Building $1,003,350
2022$34,027.00 Homeowner's exemption$2,109,811$2,422,614 Land $1,408,117 Building $1,014,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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