375 Pin Oak Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 375 Pin Oak Rdg, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 2006
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2019)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`551103034236000`

Property Details

APN / Parcel Number

Primary APN	`551103034236000`
Alternative APN	`50051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Heated Area
Gross Area	2,172 sqft
1st Floor Area	1,428 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	210 ft deep x 129 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	336 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50051
Street Address	375 PIN OAK RDG
City	MURPHY
State	NC
Zip	28906-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 PH 3 HIGHLAND CREEK 1587/692
Legal Subdivision	HIGHLAND CREEK
Legal Phase	3
Legal Lot Number	106
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2015
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 STARR RIDGE DR, LAKE WALES, FL 33898-6891
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	May 23, 2008 · Amount on Record
Deed Document Number	20192915
Deed Book / Page	1617 / 46
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	01587/0692
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 1, 2019
Property Address	375 PIN OAK RDG, MURPHY, NC 28906-6950
Document Number	01617/0046
Book / Page	01617 / 0046
Instrument Date	Jun 20, 2019
Instrument	02915
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 1ST ST S, 826, WINTER HAVEN, FL 33880-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 STARR RIDGE DR, LAKE WALES, FL 33898-6891

Mortgage

Document Number	02916
Date	Jul 1, 2019
Instrument	02916

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 21, 2018
Property Address	375 PIN OAK RDG, MURPHY, NC 28906-6950
Document Number	01587/0692
Book / Page	01587 / 0692
Instrument Date	May 1, 2018
Instrument	02399
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	826 1ST ST S, WINTER HAVEN, FL 33880-3666

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$188,030 (-)	$188,030 (-) Land $30,000 Building $158,030
2023		$188,030	$188,030 Land $30,000 Building $158,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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