375 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 375 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,488 sqft · built 1930
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jun 2017)
Tax Bill$3,459 (2025)
Deeds & MortgagesNov 2023 Refinance
Sep 2018 Refinance
+ 1 more
APN212801 119.60-1-38

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-38
Alternative APNs
  • 280111906000010380000000
  • 3438

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,488 sqft Living Area
1st Floor Area744 sqft
2nd Floor Area744 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area239 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3438
Street Address375 OTSEGO ST
CityILION
StateNY
Zip13357-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description375 OTSEGO ST E R1 G
Legal Block1
Legal Lot Number38.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3007
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address375 OTSEGO ST, ILION, NY 13357-2526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Sep 19, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
ADIRONDACK BANK
Jun 30, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleJan 13, 2014 · Amount on Record
Deed Book / Page2017 / 3438
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address375 OTSEGO ST, ILION, NY 13357-2526
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20235230
DateNov 13, 2023
InstrumentRP2023-5230
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address375 OTSEGO ST, ILION, NY 13357-2526
Transaction TypeMortgage
Record UpdatedDec 3, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018013281
DateSep 19, 2018
Instrument2018-013281
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateJun 30, 2017
Property Address375 OTSEGO ST, ILION, NY 13357-2526
Document Number0000002017/0000003438
Book / Page0000002017 / 0000003438
Instrument DateJun 14, 2017
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 OTSEGO ST, ILION, NY 13357-2526

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,459.00 (+5.65%)$52,850 (-) Land $8,800 Building $44,050$98,970 (+3%) Land $16,479 Building $82,491
2023$52,850 Land $8,800 Building $44,050$96,091 Land $16,000 Building $80,091
2020$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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