372 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 372 Otsego St, Ilion, NY 13357 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,488 sqft · built 1920
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$95,800 (Jan 2009)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Apr 2021 Refinance
APN	`212801 119.60-1-26`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-26`
Alternative APNs	`280111906000010260000000` `022013230`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	744 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022013230
Street Address	372 OTSEGO ST
City	ILION
State	NY
Zip	13357-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	372 OTSEGO ST W R1 G
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5018
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.60-1-26

Assessment roll updated May 1, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	372 OTSEGO ST, ILION, NY 13357-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2009 · Amount on Record
Deed Sale	Jan 15, 2009 · Amount on Record
Prior Sale	Nov 22, 1993 · Amount on Record
Deed Book / Page	1300 / 803
Last Transfer Date	Jul 17, 2024
Transfer Doc	0020243360
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	372 OTSEGO ST, ILION, NY 13357-2527
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212139
Date	Apr 23, 2021
Instrument	2021-2139

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00 (+25.44%)	$66,900 (-) Land $9,100 Building $57,800	$125,281 (+3%) Land $17,041 Building $108,240
2023		$66,900 Land $9,100 Building $57,800	$121,636 Land $16,545 Building $105,091
2020	$3,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013, other causes, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.