Okaloosa County property record for 375 Grassy Cv, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,519 sqft · built 2011 |
| Lot Size | 0.311 acres (13,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2020) |
| Tax Bill | $5,857 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-5816-4 |
| Primary APN | C56-000-590-5816-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| Gross Area | 3,626 sqft |
| 1st Floor Area | 2,519 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,550 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Florida Room |
| Porch Area | 457 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 375 GRASSY CV |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK S/D LOT 23 |
| Legal Subdivision | TURTLE CREEK S/D |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
375 Grassy Cv is owned and occupied by two individuals who bought it in August 2020.
Source: Okaloosa County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMEFI CORP |
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit EGLIN FCU |
| Aug 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on File |
| Deed Sale | Aug 5, 2020 · Amount on File |
| Prior Sale | Dec 14, 2016 · Amount on File |
| Deed Document Number | 20203379393 |
| Deed Book / Page | 3481 / 383 |
| Prior Transfer Date | Aug 25, 2017 |
| Prior Transfer Doc | 0033211435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT |
| Name | Verified Name |
|---|---|
| Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0003779652 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 3779652 |
| Name | HOMEFI CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | DESTIN, FL 32541 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0036600065 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 3660/65 |
| Instrument | 3603290 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 5, 2020 |
| Property Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0034810383 |
| Book / Page | 3481 / 383 |
| Map Reference | MB 18 PG 67 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 3379393 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1125 PROMONTORY DR, 1125, MARIETTA, GA 30062-2987 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0003481385 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 3481/385 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 375 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0033211435 |
| Book / Page | 003321 / 001435 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 3165347 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 375 GRASSY CV DESTIN FL 325413480, DESTIN, FL 32541-3480 |
The 2025 property tax bill for 375 Grassy Cv was $5,857 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,857.00 Homeowner's exemption | $594,510 | $920,025 Land $278,768 Building $641,257 |
| 2023 | $5,568.00 (+2.2%) Homeowner's exemption | $560,927 (+3%) | $820,324 (+21.76%) Land $245,575 Building $574,749 |
| 2022 | $5,448.00 Homeowner's exemption | $544,589 | $673,695 Land $195,738 Building $477,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 375 Grassy Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2011) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 375 Grassy Cv is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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