Okaloosa County property record for 374 Grassy Cv, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,966 sqft · built 2019 |
| Lot Size | 0.236 acres (10,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $829,000 (Aug 2020) |
| Tax Bill | $6,805 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Nov 2018 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-5819-8 |
| Primary APN | C56-000-590-5819-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 3,784 sqft |
| 1st Floor Area | 1,918 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,268 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 374 GRASSY CV |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK S/D LOT 26 |
| Legal Subdivision | TURTLE CREEK S/D |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
374 Grassy Cv is owned and occupied by two individuals who bought it in August 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 374 GRASSY CV, DESTIN, FL 32541-3480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 2, 2018 | Warranty Deed, Construction Loan · Construction Mortgage FNBT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on File |
| Deed Sale | Aug 31, 2020 · Amount on File |
| Prior Sale | Nov 2, 2018 · Amount on File |
| Deed Document Number | 20203386742 |
| Deed Book / Page | 3487 / 4420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 374 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0034874420 |
| Book / Page | 3487 / 4420 |
| Map Reference | MB 18 PG 67 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 3386742 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,803.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1846, DESTIN, FL 32540-1846 |
| Name | Verified Name |
|---|---|
| Address | 374 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0034874423 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 3487/4423 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 374 GRASSY CV, DESTIN, FL 32541-3480 |
| Document Number | 0033733386 |
| Book / Page | 3373 / 3386 |
| Map Reference | MB18 PG67 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 3241487 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 MAIN ST, 175, DESTIN, FL 32540-7701 |
| Name | Verified Name |
|---|---|
| Address | 324 KELLY PLANTATION DR, DESTIN, FL 32541-3475 |
| Document Number | 0003241488 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 3241488 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 383 Months |
| Due | Oct 29, 2050 |
The 2025 property tax bill for 374 Grassy Cv was $6,805 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,805.00 Homeowner's exemption | $684,688 | $1,043,158 Land $293,440 Building $749,718 |
| 2023 | $6,472.00 (+7.51%) Homeowner's exemption | $646,012 (+8.06%) | $931,560 (+25.81%) Land $258,500 Building $673,060 |
| 2022 | $6,020.00 Homeowner's exemption | $597,806 | $740,437 Land $206,040 Building $534,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 374 Grassy Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2019) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 374 Grassy Cv is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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