371 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 371 E Merrimack St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,541 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Apr 2015)
Tax Bill	$4,816 (2026)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F01230`

Property Details

APN / Parcel Number

Primary APN	`F01230`
Alternative APNs	`LOWE M:199 B:1950 L:371` `M:000199 T:F01230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	F01230
Street Address	371 E MERRIMACK ST
City	LOWELL
State	MA
Zip	01852-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMF
Legal Block	1950
Legal Lot Number	371
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3006
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Square Historic District (Boundary Increase) listed 1999 · 4 contributing resources · NRIS 99001307

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

371 E Merrimack St is owned and occupied by an individual who bought it in April 2015.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	371 E MERRIMACK ST, LOWELL, MA 01852-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2015 · Amount on File
Deed Sale	Apr 3, 2015 · Amount on File
Prior Sale	Sep 22, 1995 · Amount on File
Deed Book / Page	28947 / 265
Transfer Doc	028947-265
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	371 E MERRIMACK ST, LOWELL, MA 01852-2431
Document Number	32705-159
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 E MERRIMACK ST LOWELL MA 018522431, LOWELL, MA 01852-2431

Mortgage

Document Number	32705-159
Date	Jan 14, 2019
Book Page	032705/000159
Instrument	1707

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 371 E Merrimack St was $4,816, up 8.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,816.00 (+8.62%)	$424,300 (+9.87%) Land $129,000 Building $295,300	$457,806 (+37.49%)
2025	$4,434.00 (-0.14%)	$386,200 (+3.59%) Land $112,500 Building $273,700	$332,975 (+5.99%)
2024	$4,440.00 (+7.17%)	$372,800 (+11.75%) Land $114,800 Building $258,000	$314,165
2023	$4,143.00	$333,600 Land $96,100 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 371 E Merrimack St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 371 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20