375 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 375 E Elm St, Albion, IL 62806

Property Summary

Property Type	Commercial
Lot Size	1.97 acres (85,844 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Sep 2019)
Tax Bill	$8,539 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Transfer + 1 more
APN	`10-01-326-023`

Property Details

APN / Parcel Number

Primary APN	`10-01-326-023`
Alternative APN	`03-2-155-090`

Interior

Units	10 Units

Exterior

Lot Area	85,844 sqft (1.97 acres)
Lot Dimensions	92 ft deep x 100 ft wide

Location & Zoning

Street Address	375 E ELM ST
City	ALBION
State	IL
Zip	62806-1432
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	2,Q ,S ,T ,R ,L002,B000,P233 ALLISONS SUBDIV OF PT OL 35+36 LOT 1 EXC 100 X 92 LOT 2 EX 44 X 110 ALL LOT 3 & 4 LOT 7 N/2 81 X
Legal Subdivision	ALLISONS SUBDIV
Legal Lot Number	1-8
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 1
Census Block Group	1
Census Block	1022
Census Tract	957100

Owner

Source: Edwards County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 250, LOUISVILLE, IL 62858-0250
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage CLAY COUNTY STATE BANK
Jan 27, 2026	Intrafamily Transfer, Transfer
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	2019105193
Deed Book / Page	200 / 111
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDWARDS IL
Property Address	375 E ELM ST, ALBION, IL 62806-1432
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, LOUISVILLE, IL 62858-0250

Mortgage

Document Number	000540/158
Date	Feb 11, 2026
Book Page	540/158
Instrument	111605

Lender

Name	CLAY COUNTY STATE BANK
Type	Bank
Address	LOUISVILLE, IL 62858

Agreement

Amount	Amount Recorded
Term	47 Months
Due	Jan 22, 2030

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EDWARDS IL
Recording Date	Jan 27, 2026
Property Address	375 E ELM ST, ALBION, IL 62806-1432
Document Number	0000222/74
Book / Page	222 / 74
Instrument Date	Dec 26, 2025
Instrument	111552
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, LOUISVILLE, IL 62858-0250

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Sep 25, 2019
Property Address	375 E ELM ST, ALBION, IL 62806-1432
Document Number	000200/111
Book / Page	200 / 111
Instrument Date	Sep 20, 2019
Instrument	105193
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	SOUTHERN TITLE, SOUTHERN IL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 N 5TH ST, ALBION, IL 62806-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 KINMUNDY RD, LOUISVILLE, IL 62858

Mortgage

Document Number	0000105194
Date	Sep 25, 2019
Instrument	105194

Lender

Name	CLAY COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albion City
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,539.00 (+10.61%)	$122,890 (+9%) Land $8,930 Building $113,960	$368,670 (+9%) Land $26,790 Building $341,880
2024	$7,720.00	$112,740 (+28.27%) Land $8,190 Building $104,550	$338,220 (+28.27%) Land $24,570 Building $313,650
2022		$87,890 Land $6,390 Building $81,500	$263,670 Land $19,170 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLERY WATER CORP private · serves 2,380 people · EPA ID IL0470010
Water Source	Purchased groundwater from ALBION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wabash Communications, Wisper ISP.

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