3749 S 550 E, Hamilton, IN 46742 Property Records

Steuben County property record for 3749 S 550 E, Hamilton, IN 46742

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,000 sqft · built 2006
Lot Size	8.18 acres (356,321 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2020)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-10-11-000-026.000-009`

Property Details

APN / Parcel Number

Primary APN	`76-10-11-000-026.000-009`
Alternative APNs	`10-11-000-026.000-07` `00001047351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Asphalt
Lot Area	356,321 sqft (8.18 acres)
Shed	1 Shed
Shed Area	128 sqft
Lean-To	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001047351
Street Address	3749 S 550 E
City	HAMILTON
State	IN
Zip	46742-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHMUCKER HEIGHTS LOT 1 (8.18A)
Legal Subdivision	SCHMUCKER HEIGHTS
Legal Lot Number	1
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3016
Census Tract	971200

Owner

Source: Steuben County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3749 S 550 E, HAMILTON, IN 46742-9527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
Nov 23, 2021	Deed of Trust, Mortgage THE GARRETT STATE BANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	202050433
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3749 S 550 E, HAMILTON, IN 46742-9527
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3749 S 550 E, HAMILTON, IN 46742-9527

Mortgage

Document Number	0020090036
Date	Sep 1, 2020
Instrument	20090036

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	BARTON CITY, MI 48705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 22, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3749 S 550 E, HAMILTON, IN 46742-9527
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3749 S 550 E, HAMILTON, IN 46742-9527

Mortgage

Document Number	0021110626
Date	Nov 23, 2021
Instrument	21110626

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	ASHLEY, IN 46705

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	May 18, 2020
Property Address	3749 S 550 E, HAMILTON, IN 46742-9527
Document Number	0020050433
Instrument Date	May 11, 2020
Instrument	20050433
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3749 S 550 E, HAMILTON, IN 46742-9527

Mortgage

Document Number	0020050434
Date	May 18, 2020
Instrument	20050434

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.04%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.04%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (-12.7%) Homeowner's exemption	$366,900 (-6.88%) Land $56,500 Building $310,400	$366,900 (-6.88%) Land $56,500 Building $310,400
2024	$2,173.00 (+13.3%) Homeowner's exemption	$394,000 (+6.83%) Land $56,000 Building $338,000	$394,000 (+6.83%) Land $56,000 Building $338,000
2023		$368,800 (+9.37%) Land $50,000 Building $318,800	$368,800 (+9.37%) Land $50,000 Building $318,800
2022	$1,918.00	$337,200 Land $40,200 Building $297,000	$337,200 Land $40,200 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

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