Steuben County property record for 2640 S 550 E, Hamilton, IN 46742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,332 sqft · built 1939 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-10-02-000-012.000-009 |
| Primary APN | 76-10-02-000-012.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| 1st Floor Area | 2,332 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 784,080 sqft (18 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001046871 |
|---|---|
| Street Address | 2640 S 550 E |
| City | HAMILTON |
| State | IN |
| Zip | 46742-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 SEC 2 18A |
| Jurisdiction | STEUBEN IN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 971200 |
2640 S 550 E is owned and occupied by an individual.
Source: Steuben County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 S 550 E, HAMILTON, IN 46742-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN IN |
| Property Address | 2640 S 550 E, HAMILTON, IN 46742-9005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19080028 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 19080028 |
| Name | CAMPBELL & FETTER BANK |
|---|---|
| Type | Bank |
| Address | KENDALLVILLE, IN 46755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2029 |
The 2025 property tax bill for 2640 S 550 E was $2,515 with a homeowner's exemption, up 0.3% from the year before.
Source: Steuben County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Steuben County |
| County Subdivision | Otsego Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 (+0.28%) Homeowner's exemption | $404,700 (+2.35%) Land $145,500 Building $259,200 | $404,700 (+2.35%) Land $145,500 Building $259,200 |
| 2024 | $2,508.00 Homeowner's exemption | $395,400 (+3.73%) Land $141,300 Building $254,100 | $395,400 (+3.73%) Land $141,300 Building $254,100 |
| 2023 | $381,200 (+31.36%) Land $128,400 Building $252,800 | $381,200 (+31.36%) Land $128,400 Building $252,800 | |
| 2022 | $1,796.00 | $290,200 Land $112,300 Building $177,900 | $290,200 Land $112,300 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 S 550 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1985–1993) |
| Most Recent Claim | Jan 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2640 S 550 E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
5G (outdoors only) and 4G LTE
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