3748 Ridgewood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3748 Ridgewood Dr, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,249 sqft · built 1989
Lot Size0.422 acres (18,359 sqft)
Owner2 Individual Names on File
Last Sale$358,000 (Mar 2015)
Tax Bill$7,138 (2025)
Deeds & MortgagesMar 2020 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-84476-03-050

Property Details

APN / Parcel Number

Primary APN10-84476-03-050

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,249 sqft Living Area
Gross Area3,825 sqft
1st Floor Area1,254 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area18,359 sqft (0.422 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3748 RIDGEWOOD DR
CitySAINT PAUL
StateMN
Zip55123-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDTREE 7TH ADDITION 5 3
Legal SubdivisionWINDTREE 7TH ADDITION
Legal Block3
Legal Lot Number50
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1004
Census Tract60728

Owner

Source: Dakota County records · APN 10-84476-03-050

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3748 RIDGEWOOD DR, SAINT PAUL, MN 55123-1321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME FSB
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME FSB
May 09, 2017Deed of Trust, Mortgage · Line of Credit
HOME FSB
Apr 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2015 · Amount on Record
Deed SaleMar 31, 2015 · Amount on Record
Prior SaleAug 23, 2001 · Amount on Record
Deed Document Number20153059069
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3748 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003367027
Instrument DateMar 06, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3748 RIDGEWOOD DR EAGAN MN 551231321, EAGAN, MN 55123-1321

Mortgage

Document Number0003367027
DateApr 28, 2020
Instrument3367027
Lender
NameHOME FSB
TypeFederal Savings Bank
AddressROCHESTER, MN 55901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 27, 2030

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3748 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003330328
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3748 RIDGEWOOD DR EAGAN MN 551231321, EAGAN, MN 55123-1321

Mortgage

Document Number0003330328
DateOct 07, 2019
Instrument3330328
Lender
NameHOME FSB
TypeFederal Savings Bank
AddressROCHESTER, MN 55901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 06, 2034

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3748 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003196060
Instrument DateMay 09, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3748 RIDGEWOOD DR EAGAN MN 551231321, EAGAN, MN 55123-1321

Mortgage

Document Number0003196060
DateJun 12, 2017
Instrument3196060
Lender
NameHOME FSB
TypeFederal Savings Bank
AddressROCHESTER, MN 55901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 11, 2037
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3748 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003190787
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3748 RIDGEWOOD DR EAGAN MN 551231321, EAGAN, MN 55123-1321

Mortgage

Document Number0003190787
DateMay 10, 2017
Instrument3190787
Lender
NameHOME FSB
TypeFederal Savings Bank
AddressROCHESTER, MN 55901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,138.00$596,100 Land $145,900 Building $450,200$596,100 Land $145,900 Building $450,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Southeast MN Wifi.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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