3742 Ridgewood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3742 Ridgewood Dr, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,174 sqft · built 1990
Lot Size0.377 acres (16,407 sqft)
Owner2 Individual Names on File
Last Sale$415,500 (Apr 2019)
Tax Bill$6,722 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-84476-03-060

Property Details

APN / Parcel Number

Primary APN10-84476-03-060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,174 sqft Living Area
Gross Area3,990 sqft
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area16,407 sqft (0.377 acres)
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3742 RIDGEWOOD DR
CitySAINT PAUL
StateMN
Zip55123-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDTREE 7TH ADDITION 6 3
Legal SubdivisionWINDTREE 7TH ADDITION
Legal Block3
Legal Lot Number60
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1004
Census Tract60728

Owner

Source: Dakota County records · APN 10-84476-03-060

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3742 RIDGEWOOD DR, SAINT PAUL, MN 55123-1321
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
GRANITE COMMUNITY BANK
Oct 02, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Apr 04, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Nov 09, 2018Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2019 · Amount on Record
Deed SaleApr 04, 2019 · Amount on Record
Prior SaleJan 08, 2014 · Amount on Record
Deed Document Number20193299023
Prior Transfer DateJan 03, 2014
Prior Transfer Doc0002993610
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3742 RIDGEWOOD DR, EAGAN, MN 55123-1321
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3742 RIDGEWOOD DR, EAGAN, MN 55123-1321

Mortgage

Document Number0003691454
DateSep 12, 2025
Instrument3691454
Lender
NameGRANITE COMMUNITY BANK
TypeBank
AddressCOLD SPRING, MN 56320
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3742 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003331163
Instrument DateOct 02, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3742 RIDGEWOOD DR ST PAUL MN 551231321, ST PAUL, MN 55123-1321

Mortgage

Document Number0003331163
DateOct 10, 2019
Instrument3331163
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 09, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateApr 04, 2019
Property Address3742 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003299023
Instrument DateMar 29, 2019
Instrument3299023
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,371.15
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3742 RIDGEWOOD DR ST PAUL MN 551231321, ST PAUL, MN 55123-1321

Mortgage

Document Number3299024
DateApr 04, 2019
Instrument3299024
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 03, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateNov 09, 2018
Property Address3742 RIDGEWOOD DR, EAGAN, MN 55123-1321
Document Number0003279931
Instrument DateOct 30, 2018
Instrument3279931
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,367.85
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3742 RIDGEWOOD DR EAGAN MN 551231321, EAGAN, MN 55123-1321

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,722.00$565,900 Land $145,900 Building $420,000$565,900 Land $145,900 Building $420,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Southeast MN Wifi.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ridgewood Dr

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