San Diego County property record for 3748 Lake Shore Rd, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,414 sqft · built 2007 |
| Lot Size | 0.131 acres (5,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (May 2016) |
| Tax Bill | $5,202 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-292-44-00 |
| Primary APN | 125-292-44-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,414 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 5,725 sqft (0.131 acres) |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1252921000 |
|---|---|
| Street Address | 3748 LAKE SHORE RD |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 109 PAR B PER DOC00-523260 IN LOT 108& TR 012848 |
| Legal Subdivision | FALLBROOK 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 108,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
3748 Lake Shore Rd is owned and occupied by two individuals who bought it in May 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3748 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 2016261456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3748 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3748 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000134250 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 2025-0134250 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jun 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3748 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3748 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000644373 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0644373 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3748 Lake Shore Rd was $5,202 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,592 (+2%) Land $181,117 Building $461,475 | |
| 2025 | $5,202.00 | $629,993 Land $177,566 Building $452,427 |
| 2023 | $6,134.00 (+1.66%) Homeowner's exemption | $557,531 Land $170,672 Building $386,859 |
| 2022 | $6,034.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3748 Lake Shore Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3748 Lake Shore Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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