San Diego County property record for 3732 Lake Shore Rd, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,854 sqft · built 2007 |
| Lot Size | 0.116 acres (5,047 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $545,000 (Aug 2020) |
| Tax Bill | $6,543 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-292-46-00 |
| Primary APN | 125-292-46-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,854 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 5,047 sqft (0.116 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1252921200 |
|---|---|
| Street Address | 3732 LAKE SHORE RD |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 111 PAR D PER DOC00-523260 IN LOT 110& TR 012848 |
| Legal Subdivision | SAN DIEGO 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 110,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
3732 Lake Shore Rd is owner-occupied and held in a trust since August 2020.
Source: San Diego County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 10, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 29, 2019 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Feb 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on File |
| Deed Sale | Aug 27, 2020 · Amount on File |
| Prior Sale | Dec 16, 2014 · Amount on File |
| Deed Document Number | 2020492583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 10, 2026 |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000198222 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026198222 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 4, 2026 |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000160956 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026160956 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000160956, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026160956 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000014525 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024-0014525 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000016290 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-0016290 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000031052 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019-0031052 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 31, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3732 LAKE SHORE RD, FALLBROOK, CA 92028-7874 |
| Document Number | 0000081394 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3732 LAKE SHORE RD FALLBROOK CA 920287874, FALLBROOK, CA 92028-7874 |
| Document Number | 0000081394 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 81394 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2047 |
The 2025 property tax bill for 3732 Lake Shore Rd was $6,543 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,720 (+2%) Land $126,565 Building $475,155 | |
| 2025 | $6,543.00 Homeowner's exemption | $589,923 Land $124,084 Building $465,839 |
| 2023 | $6,233.00 (+1.66%) Homeowner's exemption | $567,016 Land $119,266 Building $447,750 |
| 2022 | $6,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3732 Lake Shore Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3732 Lake Shore Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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