3747 Carnegie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3747 Carnegie Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1987
Lot Size	0.175 acres (7,604 sqft)
Owner	2 Trust Names on File
Last Sale	$287,000 (Dec 2011)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-610-36-00`

Property Details

APN / Parcel Number

Primary APN	`165-610-36-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,604 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3747 CARNEGIE DR
City	OCEANSIDE
State	CA
Zip	92056-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 269 TR 010530
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010530
Legal Block	1
Legal Lot Number	269
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18516

Owner

3747 Carnegie Dr is held in a trust since December 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8200 W 113TH TER, OVERLAND PARK, KS 66210-2425
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERUS RESIDENTIAL LOANCO LLC
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRICO TITLE COMPANY, TICOR TITLE COMPANY
Oct 27, 2025	Intrafamily Transfer, Transfer
Dec 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2011 · Amount on File
Deed Sale	Dec 13, 2011 · Amount on File
Prior Sale	Mar 22, 2007 · Amount on File
Deed Document Number	2011667288
Prior Transfer Date	Oct 23, 1997
Prior Transfer Doc	0000542967
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3747 CARNEGIE DR, OCEANSIDE, CA 92056-6304
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 W 113TH TER, OVERLAND PARK, KS 66210-2425

Mortgage

Document Number	0000077264
Date	Mar 20, 2026
Instrument	2026-0077264

Lender

Name	VERUS RESIDENTIAL LOANCO LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55425

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2026
Property Address	3747 CARNEGIE DR, OCEANSIDE, CA 92056-6304
Document Number	0000143288
Instrument Date	Mar 19, 2026
Instrument	2026143288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143288,
Date	May 19, 2026
Instrument	2026143288

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2025
Property Address	3747 CARNEGIE DR, OCEANSIDE, CA 92056-6304
Document Number	0000300738
Map Reference	MAP 10530
Instrument Date	Oct 16, 2025
Instrument	2025-0300738
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8200 W 113TH TER, OVERLAND PARK, KS 66210-2425

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2019
Property Address	3747 CARNEGIE DR, OCEANSIDE, CA 92056-6304
Document Number	0000576945
Instrument Date	Oct 30, 2019
Instrument	576945
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1805 DUKE DR RICHARDSON TX 750813131, RICHARDSON, TX 75081-3131

Tax Assessment & Valuation

The 2025 property tax bill for 3747 Carnegie Dr was $4,080, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,685 (+2%) Land $253,706 Building $113,979
2025	$4,080.00 (+1.95%)	$360,477 Land $248,732 Building $111,745
2024	$4,002.00 (+3.17%)
2023	$3,879.00 (+1.54%)	$346,480 Land $239,074 Building $107,406
2022	$3,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3747 Carnegie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3747 Carnegie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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