3734 Carnegie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3734 Carnegie Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,398 sqft · built 1988
Lot Size0.14 acres (6,103 sqft)
OwnerIndividual Name on File
Last Sale$785,000 (Oct 2021)
Tax Bill$9,361 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165-610-13-00

Property Details

APN / Parcel Number

Primary APN165-610-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,398 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area6,103 sqft (0.14 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3734 CARNEGIE DR
CityOCEANSIDE
StateCA
Zip92056-6301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 274 TR 010530
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract010530
Legal Block1
Legal Lot Number274
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18516

Owner

3734 Carnegie Dr is owned by an individual who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address179 TWINING ROSE LN, HOLLY RIDGE, NC 28445-6563
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2021 · Amount on File
Deed SaleOct 19, 2021 · Amount on File
Prior SaleApr 20, 2015 · Amount on File
Deed Document Number2021728196
Prior Transfer DateMar 26, 2015
Prior Transfer Doc0000189495
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 19, 2021
Property Address3734 CARNEGIE DR, OCEANSIDE, CA 92056-6301
Document Number0000728196
Map ReferenceMAP 10530
Instrument DateOct 6, 2021
Instrument2021-0728196
Transaction TypeTransfer
Record UpdatedNov 1, 2021
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3734 CARNEGIE DR, OCEANSIDE, CA 92056-6301

Mortgage

Document Number0000728197
DateOct 19, 2021
Instrument2021-0728197
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3734 Carnegie Dr was $9,361.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$849,707 (+2%) Land $524,978 Building $324,729
2025$9,361.00$833,047 Land $514,685 Building $318,362
2023$7,119.00 (+0.27%)$800,700 Land $494,700 Building $306,000
2022$7,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3734 Carnegie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3734 Carnegie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks.

Nearby Properties on Carnegie Dr

Nearby Streets

Search Property Records by Address or Parcel Number