3746 E Baycliffs Dr, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 3746 E Baycliffs Dr, Lakeside Marblehead, OH 43440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,763 sqft · built 2020
Lot Size	0.474 acres (20,652 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2017)
Tax Bill	$10,364 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027329-7`

Property Details

APN / Parcel Number

Primary APN	`027329-7`
Alternative APN	`015-13036-17466-101`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	5,139 sqft
1st Floor Area	1,806 sqft
Upper Floors Area	957 sqft
Attic	Attic
Attic Area	570 sqft
Basement Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Lot Area	20,652 sqft (0.474 acres)
Lot Dimensions	295 ft deep x 70 ft wide
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	940 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	027329-7
Street Address	3746 E BAYCLIFFS DR
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-3092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 BAYCLIFFS PHASE II
Legal Subdivision	BAYCLIFFS PLAT I OF BAYCLIFFS
Legal Lot Number	93
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2015
Census Tract	50302

Owner

Source: Ottawa County records · APN 027329-7

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2640 BRESSLER CT, HILLIARD, OH 43026-9597
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 16, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FEDERAL SAVINGS BANK
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage GENOA BKNG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Apr 07, 2000 · Amount on Record
Deed Document Number	2017270739
Deed Book / Page	1650 / 265
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3746 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308145
Date	Jun 30, 2021
Book Page	1847/502
Instrument	2021-308145

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3746 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295498
Date	Jun 16, 2020
Book Page	1775/600
Instrument	202000295498

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2021
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.62%
Index	Prime Rate
Margin	5
Max Rate	9.62%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Sep 28, 2017
Property Address	3746 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Document Number	0000270739
Book / Page	001650 / 000265
Instrument Date	Sep 28, 2017
Instrument	270739
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	HARTUNG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 BRESSLER CT HILLIARD OH 430269597, HILLIARD, OH 43026-9597

Mortgage

Document Number	270740
Date	Sep 28, 2017
Book Page	001650/000267
Instrument	270740

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 27, 2022

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,364.00 (+0.4%)	$295,803 (-) Land $93,457 Building $202,346
2024	$10,323.00 (+24.7%)	$295,803 (+30.36%) Land $93,457 Building $202,346	$845,150 (+30.36%) Land $267,020 Building $578,130
2023	$8,278.00 (+1.93%)	$226,912 (-) Land $58,051 Building $168,861
2022	$8,121.00	$226,912 Land $58,051 Building $168,861
2021			$648,320 Land $165,860 Building $482,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230503022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1980–2023)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Amplex Electric, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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