3706 E Baycliffs Dr, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 3706 E Baycliffs Dr, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,001 sqft · built 2005
Lot Size	0.529 acres (23,030 sqft)
Owner	Individual Name on File
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027327-3`

Property Details

APN / Parcel Number

Primary APN	`027327-3`
Alternative APN	`015-13036-17466-099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,001 sqft Living Area
Gross Area	6,488 sqft
1st Floor Area	1,882 sqft
Upper Floors Area	1,716 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,882 sqft
Unfinished Basement	166 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Lot Area	23,030 sqft (0.529 acres)
Lot Dimensions	329 ft deep x 70 ft wide
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	238 sqft
Patio Area	618 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	027327-3
Street Address	3706 E BAYCLIFFS DR
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-3092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 BAYCLIFFS PHASE II
Legal Subdivision	BAYCLIFFS PLAT 1 OF BAYCLIFFS PHASE II
Legal Lot Number	91
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2015
Census Tract	50302

Owner

Source: Ottawa County assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF OHIO
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF OHIO
Mar 18, 2021	Deed of Trust, Mortgage FIRST FEDERAL BANK OF OHIO
Aug 20, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E BAYCLIFFS DR, MARBLEHEAD, OH 43440-3092

Mortgage

Document Number	0000304651
Date	Mar 18, 2021
Book Page	1827/886
Instrument	202100304651

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	103 Months
Due	Oct 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305533
Date	Apr 14, 2021
Book Page	1832/945
Instrument	202100305533

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304650
Date	Mar 18, 2021
Book Page	1827/874
Instrument	202100304650

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Amount	Amount Recorded
Term	164 Months
Due	Nov 1, 2034

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 20, 2025
Property Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092
Document Number	0000005126
Book / Page	2046 / 248
Map Reference	MB 41 PG 33-36
Instrument Date	Aug 20, 2025
Instrument	202500005126
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3706 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3092

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,204.00 (+0.4%)	$326,344 (-) Land $97,657 Building $228,687
2024	$11,159.00 (+18.65%) Homeowner's exemption	$326,344 (+23.98%) Land $97,657 Building $228,687	$932,410 (+23.98%) Land $279,020 Building $653,390
2023	$9,405.00 (+2.07%) Homeowner's exemption	$263,232 (+%) Land $60,659 Building $202,573
2022	$9,214.00 Homeowner's exemption	$263,231 Land $60,658 Building $202,573
2021			$752,090 Land $173,310 Building $578,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1980–2023)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Amplex Electric Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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