3745 Ardilla Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 3745 Ardilla Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,836 sqft · built 1966
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2019)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-043-014`

Property Details

APN / Parcel Number

Primary APN	`054-043-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Lot Area	15,000 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	3745 ARDILLA RD
City	ATASCADERO
State	CA
Zip	93422-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 17 PTN LT 44
Legal Subdivision	ATASCADERO COLONY
Legal Block	17
Legal Lot Number	44
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1022
Census Tract	12602

Owner

3745 Ardilla Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2019	Grant Deed, Transfer · Conventional with PMI MORTGAGE HOUSE
Aug 31, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Mar 29, 1995 · Amount on File
Deed Document Number	201931601
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000081328
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 14, 2021
Property Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406
Document Number	0000081328
Map Reference	MB 3 PG 18
Instrument Date	Nov 22, 2021
Instrument	2021081328
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406

Mortgage

Document Number	0000081329
Date	Dec 14, 2021
Instrument	2021081329

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406

Mortgage

Document Number	0000058593
Date	Oct 19, 2020
Instrument	2020058593

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 5, 2019
Property Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406
Document Number	0000031601
Instrument Date	Jul 16, 2019
Instrument	31601
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3745 ARDILLA RD ATASCADERO CA 934222406, ATASCADERO, CA 93422-2406

Mortgage

Document Number	31602
Date	Aug 5, 2019
Instrument	31602

Lender

Name	MORTGAGE HOUSE
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2017
Property Address	3745 ARDILLA RD, ATASCADERO, CA 93422-2406
Document Number	0000039247
Instrument Date	Aug 30, 2017
Instrument	39247
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6660 CALF CANYON HWY SANTA MARGARITA CA 934539739, SANTA MARGARITA, CA 93453-9739

Tax Assessment & Valuation

The 2025 property tax bill for 3745 Ardilla Rd was $6,478 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,642 (+2%) Land $262,144 Building $323,498
2025	$6,478.00 Homeowner's exemption	$574,159 Land $257,004 Building $317,155
2023	$6,172.00 (+1.26%) Homeowner's exemption	$551,866 Land $247,025 Building $304,841
2022	$6,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3745 Ardilla Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3745 Ardilla Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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