3650 Ardilla Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 3650 Ardilla Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1965
Lot Size	7.08 acres (308,840 sqft)
Owner	Company Name on File
Last Sale	$757,000 (Jun 2015)
Tax Bill	$10,186 (2025)
Deeds & Mortgages	Apr 2020 Second Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054-051-045`

Property Details

APN / Parcel Number

Primary APN	`054-051-045`
Alternative APN	`054-091-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	308,840 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Old Parcel Number	054051045
Street Address	3650 ARDILLA RD
City	ATASCADERO
State	CA
Zip	93422-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS PM 4/94 PTN PAR 2
Legal Subdivision	ATASCADERO COLONY
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA

Owner

3650 Ardilla Rd is owned by a company that acquired it in February 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage KD CAPITAL MORTGAGE CORPORATION
May 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2015 · Amount on File
Deed Sale	Jun 17, 2015 · Amount on File
Deed Document Number	201529615
Last Transfer Date	Feb 27, 2020
Transfer Doc	0000021281
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 22, 2020
Property Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Document Number	0000019499
Map Reference	MB 4 PG 94
Instrument Date	Apr 20, 2020
Instrument	2020019499
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404

Mortgage

Document Number	0000019500
Date	Apr 22, 2020
Instrument	2020019500

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2020
Property Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Document Number	0000021281
Instrument Date	Feb 27, 2020
Instrument	21281
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 LA ENTRADA AVE SAN LUIS OBISPO CA 934051514, SAN LUIS OBISPO, CA 93405-1514

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2017
Property Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Document Number	0000035662
Map Reference	PM CO-70-72 PM4 PG94
Instrument Date	Aug 9, 2017
Instrument	2017035662
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404

Mortgage

Document Number	0000035663
Date	Aug 11, 2017
Instrument	2017035663

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 21, 2017
Property Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Document Number	0000032010
Instrument Date	Jul 21, 2017
Instrument	32010
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3650 ARDILLA RD ATASCADERO CA 934222404, ATASCADERO, CA 93422-2404

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 21, 2017
Property Address	3650 ARDILLA RD, ATASCADERO, CA 93422-2404
Document Number	0000032009
Instrument Date	Jul 20, 2017
Instrument	32009
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 ARDILLA RD ATASCADERO CA 934222404, ATASCADERO, CA 93422-2404

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Ardilla Rd was $10,186.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$909,597 Land $524,990 Building $384,607
2025	$10,186.00
2023	$6,200.00 (+1.24%)	$547,317 Land $184,892 Building $362,425
2022	$6,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3650 Ardilla Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Ardilla Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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