3744 Eclipse Ln, Fort Collins, CO 80528 Property Records

Larimer County property record for 3744 Eclipse Ln, Fort Collins, CO 80528

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,230 sqft · built 2006
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$492,000 (Mar 2017)
Tax Bill$4,503 (2025)
Deeds & MortgagesMar 2022 Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN86044-07-197

Property Details

APN / Parcel Number

Primary APN86044-07-197
Alternative APN
  • R1609634

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,230 sqft Living Area
Basement Area1,235 sqft
Finished Basement1,114 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area204 sqft
Deck Area132 sqft
Patio Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1609634
Old Parcel Number8604407197
Street Address3744 ECLIPSE LN
CityFORT COLLINS
StateCO
Zip80528-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 197, WILLOW BROOK, FTC (2001075030)
Legal Range68
Legal Township06
Legal Section04
Legal QuarterSE
Legal SubdivisionWILLOW BROOK
Legal Lot Number197
JurisdictionLARIMER CO
Township / Civil DivisionFORT COLLINS
Census Block Group3
Census Block3017
Census Tract1605

Owner

3744 Eclipse Ln is owned and occupied by an individual who bought it in March 2017.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3744 ECLIPSE LN, FORT COLLINS, CO 80528-4417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF OMAHA
Mar 21, 2017Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2017 · Amount on File
Deed SaleMar 21, 2017 · Amount on File
Prior SaleAug 1, 2012 · Amount on File
Deed Document Number20170018320
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3744 ECLIPSE LN, FORT COLLINS, CO 80528-4417
Transaction TypeMortgage
Record UpdatedNov 1, 2022
Title CompanyNATIONAL 1 SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016241
DateMar 11, 2022
Instrument20220016241
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3744 ECLIPSE LN, FORT COLLINS, CO 80528-4417
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070373
DateNov 20, 2018
Instrument20180070373
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueNov 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateMar 21, 2017
Property Address3744 ECLIPSE LN, FORT COLLINS, CO 80528-4417
Document Number0000018320
Instrument DateMar 20, 2017
Instrument20170018320
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3744 ECLIPSE LN, FORT COLLINS, CO 80528-4417

Mortgage

Document Number0000018321
DateMar 21, 2017
Instrument20170018321
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3744 Eclipse Ln was $4,503.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,503.00$44,388 Land $11,563 Building $32,825$710,200 Land $185,000 Building $525,200
2023$4,328.00 (+22.61%)$50,170 (+37.03%) Land $12,395 Building $37,775$748,800 (+42.14%) Land $185,000 Building $563,800
2022$3,530.00$36,613 Land $4,587 Building $32,026$526,800 Land $66,000 Building $460,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3744 Eclipse Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3744 Eclipse Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT COLLINS LOVELAND WD
serves 63,532 people · EPA ID CO0135292
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Rise Broadband
Fixed Wireless
100 / 20

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