Larimer County property record for 3739 Eclipse Ln, Fort Collins, CO 80528
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,892 sqft · built 2010 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,000 (Apr 2020) |
| Tax Bill | $4,254 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 86044-07-208 |
| Primary APN | 86044-07-208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| Basement Area | 976 sqft |
| Finished Basement | 916 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1609645 |
|---|---|
| Old Parcel Number | 8604407208 |
| Street Address | 3739 ECLIPSE LN |
| City | FORT COLLINS |
| State | CO |
| Zip | 80528-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 208, WILLOW BROOK, FTC (2001075030) |
| Legal Range | 68 |
| Legal Township | 06 |
| Legal Section | 04 |
| Legal Quarter | SE |
| Legal Subdivision | WILLOW BROOK |
| Legal Lot Number | 208 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1605 |
3739 Eclipse Ln is owned and occupied by an individual who acquired it in September 2021.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Oct 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Sep 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage DIGITAL FCU |
| Apr 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Prior Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 0000023607 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0000085236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003301 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 20240003301 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | FORT COLLINS, CO 80528 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000059700 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 20220059700 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | FORT COLLINS, CO 80528 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 13, 2021 |
| Property Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000085236 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 20210085236 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000085237 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 20210085237 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 7, 2020 |
| Property Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000023607 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 20200023607 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000023608 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 20200023608 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 20, 2020 |
| Property Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000019328 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 20200019328 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3739 ECLIPSE LN, FORT COLLINS, CO 80528-4415 |
| Document Number | 0000019329 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 20200019329 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 3739 Eclipse Ln was $4,254.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,254.00 | $41,926 Land $11,563 Building $30,363 | $670,800 Land $185,000 Building $485,800 |
| 2023 | $3,815.00 (+22.47%) | $44,662 (+38.23%) Land $12,395 Building $32,267 | $666,600 (+43.39%) Land $185,000 Building $481,600 |
| 2022 | $3,115.00 | $32,311 Land $4,587 Building $27,724 | $464,900 Land $66,000 Building $398,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3739 Eclipse Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3739 Eclipse Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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