3744 Cedar Rdg Dr, Norman, OK 73072 Property Records

Cleveland County property record for 3744 Cedar Rdg Dr, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 2,274 sqft · built 1984
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$235,000 (Dec 2020)
Tax Bill$3,970 (2025)
Deeds & MortgagesJun 2022 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0028898

Property Details

APN / Parcel Number

Primary APNR0028898
Alternative APNs
  • NC29CEDRD 2 16001
  • 28898

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,826 sqft
1st Floor Area1,514 sqft
Upper Floors Area66 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialCombination
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area552 sqft
PorchPorch
Porch Area58 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28898
Street Address3744 CEDAR RIDGE DR
CityNORMAN
StateOK
Zip73072-4621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCEDAR RIDGE LOT 16 BLK 2
Legal Range03W
Legal Township09
Legal Section27
Legal SubdivisionCEDAR RIDGE
Legal Block2
Legal Lot Number16
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3001
Census Tract201512

Owner

Source: Cleveland County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 NW 13TH ST, OKLAHOMA CITY, OK 73103-4806
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK OF EDMOND
Mar 28, 2017Warranty Deed, Transfer · Conventional with PMI
GATEWAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Document Number202044718
Deed Book / Page6157 / 123
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3744 CEDAR RIDGE DR, NORMAN, OK 73072-4621
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202221822
DateJun 15, 2022
Book Page6437/1022
InstrumentR 2022 21822
Lender
NameCITIZENS BANK OF EDMOND
TypeBank
AddressEDMOND, OK 73034
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMar 28, 2017
Property Address3744 CEDAR RIDGE DR, NORMAN, OK 73072-4621
Document Number0000009321
Book / Page005659 / 000070
Instrument DateMar 24, 2017
Instrument9321
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3744 CEDAR RIDGE DR NORMAN OK 730724621, NORMAN, OK 73072-4621

Mortgage

Document Number9322
DateMar 28, 2017
Book Page005659/000072
Instrument9322
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037-3448
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,970.00 (+10.16%)$33,094 (+10.25%) Land $4,479 Building $28,615$351,094 (+21.23%) Land $47,527 Building $303,567
2023$3,604.00$30,017 Land $3,997 Building $26,020$289,618 Land $38,571 Building $251,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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