3738 Cedar Rdg Dr, Norman, OK 73072 Property Records

Cleveland County property record for 3738 Cedar Rdg Dr, Norman, OK 73072

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,373 sqft · built 1982
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$195,000 (May 2020)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0161970`

Property Details

APN / Parcel Number

Primary APN	`R0161970`
Alternative APNs	`NC29 9 3WNC29CEDRD217A001` `NC29CEDRD 2 17A001` `R0028899` `161970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
Gross Area	1,835 sqft
1st Floor Area	815 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	336 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	161970
Street Address	3738 CEDAR RIDGE DR
City	NORMAN
State	OK
Zip	73072-4621
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	CEDAR RIDGE LOT 17A BLK 2
Legal Range	03W
Legal Township	09
Legal Section	27
Legal Subdivision	CEDAR RIDGE
Legal Block	2
Legal Lot Number	17A
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3001
Census Tract	201512

Owner

3738 Cedar Rdg Dr, a duplex, is owned by a company that bought it in May 2020.

Source: Cleveland County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	5009 KATHY LYNN DR, NORMAN, OK 73072-3722
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Apr 26, 2012 · Amount on File
Deed Document Number	202014819
Deed Book / Page	6056 / 837
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 15, 2020
Property Address	3738 CEDAR RIDGE DR, NORMAN, OK 73072-4621
Document Number	0000014819
Book / Page	006056 / 000837
Instrument Date	May 15, 2020
Instrument	14819
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5009 KATHY LYNN DR NORMAN OK 730723722, NORMAN, OK 73072-3722

Mortgage

Document Number	14820
Date	May 15, 2020
Book Page	006056/000838
Instrument	14820

Lender

Name	FIRST UNITED BK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3738 Cedar Rdg Dr was $1,007.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00	$16,784 Land $3,491 Building $13,293	$193,610 Land $40,273 Building $153,337
2023	$1,828.00	$15,224 Land $2,562 Building $12,662	$173,806 Land $29,253 Building $144,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3738 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3738 Cedar Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20