3744 Blackjack Rd, Ladson, SC 29456 Property Records

Charleston County property record for 3744 Blackjack Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,796 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,590 (Apr 2015)
Tax Bill	$1,125 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`393-00-00-337`

Property Details

APN / Parcel Number

Primary APN	`393-00-00-337`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	916 sqft

Exterior

Year Built	Built 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Heat Pump

Location & Zoning

Street Address	3744 BLACKJACK RD
City	LADSON
State	SC
Zip	29456-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L15 MAPPLATP 0023 SUBDIVISIONNAME SPENCER CREEK WOODS PHASE 2B LOT 26
Legal Subdivision	SPENCER CREEK WOODS
Legal Phase	2B
Legal Lot Number	26
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	3
Census Block	3031
Census Tract	3107

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3744 BLACKJACK RD, LADSON, SC 29456-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2015 · Amount on Record
Deed Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	0000470333
Deed Book / Page	0470 / 333
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3744 BLACKJACK RD, LADSON, SC 29456-9603
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 BLACKJACK RD, LADSON, SC 29456-9603

Mortgage

Document Number	0011600077
Date	Jan 25, 2023
Book Page	1160/77

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3744 BLACKJACK RD, LADSON, SC 29456-9603
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011600077
Date	Jan 25, 2023
Book Page	1160/77

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3744 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0861/0396
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3744 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	0861/0396
Date	Feb 20, 2020
Book Page	000861/000396

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2040

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,125.00 (-15.35%)	$6,870 (-22.55%)
2022	$1,329.00	$8,870	$249,500 (-) Land $56,600 Building $192,900
2020			$249,500 Land $56,600 Building $192,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	11 of 37
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims Hurricane Matthew, Oct 2016 · 15 claims Severe Storms And Flooding, Oct 2015 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Home Telecom.

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