3741 Blackjack Rd, Ladson, SC 29456 Property Records

Charleston County property record for 3741 Blackjack Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,279 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$154,665 (May 2015)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`393-00-00-346`

Property Details

APN / Parcel Number

Primary APN	`393-00-00-346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3741 BLACKJACK RD
City	LADSON
State	SC
Zip	29456-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L15 MAPPLATP 0023 SUBDIVISIONNAME SPENCER CREEK WOODS PHASE 2B LOT 35
Legal Subdivision	SPENCER CREEK WOODS
Legal Phase	2B
Legal Lot Number	35
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	3
Census Block	3034
Census Tract	3107

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3741 BLACKJACK RD, LADSON, SC 29456-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2015 · Amount on Record
Deed Sale	May 13, 2015 · Amount on Record
Deed Book / Page	475 / 624
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3741 BLACKJACK RD, LADSON, SC 29456-9603
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010700906
Date	Jan 25, 2022
Book Page	1070/906

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3741 BLACKJACK RD, LADSON, SC 29456-9603
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09620517
Date	Feb 22, 2021
Book Page	962/517

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3741 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0692/0333
Book / Page	000692 / 000333
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	0692/0333
Date	Jan 16, 2018
Book Page	000692/000333

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+8.45%)	$204,987 (+2,774.99%) Land $44,985 Building $160,002	$305,700 (+49.41%) Land $59,800 Building $245,900
2024	$1,160.00 (+5.26%)	$7,130 (-)
2022	$1,102.00	$7,130	$204,600 (-) Land $44,900 Building $159,700
2020			$204,600 Land $44,900 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	11 of 37
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims Hurricane Matthew, Oct 2016 · 15 claims Severe Storms And Flooding, Oct 2015 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Home Telecom.

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