3744 Berenstain Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3744 Berenstain Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,360 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Oct 2003)
Tax Bill	$334 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288101-0100`

Property Details

APN / Parcel Number

Primary APN	`288101-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,360 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	340 sqft
Porch	Finished/Open Porch
Porch Area	190 sqft
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3744 BERENSTAIN DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45/76-77 ST JOHNS SIX MILE CREEK NORTH UT 3 PARCEL 21 LOT 10 OR2065/1114 &4048/1815(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 3
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20905

Owner

Source: St. Johns County records · APN 288101-0100

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3744 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 28, 2019	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU
Jan 19, 2018	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2003 · Amount on Record
Deed Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	200375482
Deed Book / Page	2065 / 1114
Last Transfer Date	Apr 02, 2015
Transfer Doc	0040481815
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3744 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448
Transaction Type	Mortgage
Record Updated	Dec 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 BERENSTAIN DR, ST AUGUSTINE, FL 32092-3448

Mortgage

Document Number	0062591139
Date	Nov 19, 2025
Book Page	6259/1139
Instrument	2025094441

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	2
Max Rate	11.2%

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	3744 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448
Document Number	0046870770
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 BERENSTAIN DR ST AUGUSTINE FL 320923448, ST AUGUSTINE, FL 32092-3448

Mortgage

Document Number	0046870770
Date	Mar 01, 2019
Book Page	004687/000770
Instrument	14007

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	3744 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448
Document Number	0044960059
Book / Page	004496 / 000059
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 BERENSTAIN DR ST AUGUSTINE FL 320923448, ST AUGUSTINE, FL 32092-3448

Mortgage

Document Number	0044960059
Date	Jan 30, 2018
Book Page	004496/000059
Instrument	6345

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jan 29, 2031

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,111 (+2.7%)	$508,562 (-3.77%) Land $135,000 Building $373,562
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$300,011 (+5.99%)	$528,507 (+3%) Land $135,000 Building $393,507
2024	$254.00
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$283,064 (+3%)	$513,090 (+6.78%) Land $144,000 Building $369,090
2022	$236.00 Disabled Person's exemption Veteran's exemption	$274,819	$480,494 Land $95,200 Building $385,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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