St. Johns County property record for 3732 Berenstain Dr, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,914 sqft · built 2005 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Mar 2026) |
| Tax Bill | $8,216 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288101-0070 |
| Primary APN | 288101-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,914 sqft Living Area |
| Gross Area | 3,523 sqft |
| 1st Floor Area | 2,375 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | Deck Area |
| Patio Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3732 BERENSTAIN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45/76-77 ST JOHNS SIX MILE CREEK NORTH UT 3 PARCEL 21 LOT 7 OR6316/53 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 3 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288101-0070
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 14, 2024 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 15, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | 202617818 |
| Deed Book / Page | 6316 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3732 BERENSTAIN DR, ST AUGUSTINE, FL 32092-3448 |
| Document Number | 0060521555 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 6052/1555 |
| Instrument | 2024089358 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 03, 2026 |
| Property Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0063160053 |
| Book / Page | 6316 / 53 |
| Map Reference | MB 45 PG 76 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2026017818 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | TRADEMARK TITLE SERVICES INC, TADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 APPALACHIAN TRL, ST JOHNS, FL 32259-9535 |
| Name | Verified Name |
|---|---|
| Address | 3732 BERENSTAIN DR, ST AUGUSTINE, FL 32092-3448 |
| Document Number | 0000631655 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 6316/55 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0056160396 |
| Book / Page | 5616 / 396 |
| Map Reference | MB 45 PG 76&77 |
| Instrument Date | Aug 08, 2022 |
| Instrument | 2022078654 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,593.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76164 TIDEVIEW LN, YULEE, FL 32097-0615 |
| Name | Verified Name |
|---|---|
| Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0005616398 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 5616/398 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2019 |
| Property Address | 3732 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0047241556 |
| Book / Page | 004724 / 001556 |
| Instrument Date | May 13, 2019 |
| Instrument | 33591 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3732 BERENSTAIN DR ST AUGUSTINE FL 320923448, ST AUGUSTINE, FL 32092-3448 |
| Document Number | 47241558 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 004724/001558 |
| Instrument | 33592 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,085 (-2.55%) Land $170,000 Building $438,085 | $608,085 (-2.55%) Land $170,000 Building $438,085 | |
| 2025 | $8,216.00 (+9.84%) Homeowner's exemption | $623,993 (+1.35%) | $623,993 (-1.49%) Land $135,000 Building $488,993 |
| 2024 | $7,480.00 (+1.88%) Homeowner's exemption | $615,702 (+3%) | $633,436 (+5.97%) Land $145,000 Building $488,436 |
| 2023 | $7,342.00 (+16.06%) Homeowner's exemption | $597,769 (+10.68%) | $597,769 (+10.68%) Land $144,000 Building $453,769 |
| 2022 | $6,326.00 | $540,071 | $540,071 Land $95,200 Building $444,871 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force 29 of 31 on primary residences |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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