37433 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37433 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,263 sqft · built 1920
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2023)
Tax Bill	$5,299 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-D-00-013-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-D-00-013-0`
Alternative APN	`A 7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,263 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	448 sqft
Basement Area	367 sqft
Unfinished Basement	367 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 7
Street Address	37433 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MFL
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	WILLOUGHBY VILLAGE
Legal Lot Number	93-95 50
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	37433 2ND ST, WILLOUGHBY, OH 44094-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Feb 27, 2007
Deed Document Number	485465
Record Updated	Jun 7, 2026

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Nov 9, 2023
Property Address	37433 2ND ST, WILLOUGHBY, OH 44094-6120
Document Number	0000022675
Instrument Date	Nov 1, 2023
Instrument	2023R022675
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	37433 2ND ST, WILLOUGHBY, OH 44094-6120

Mortgage

Document Number	0000022676
Date	Nov 9, 2023
Instrument	2023R022676

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37433 2ND ST, WILLOUGHBY, OH 44094-6120
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030903
Date	Sep 1, 2021
Instrument	2021R030903

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,299.00 (+81.41%) Homeowner's exemption Senior Citizen's exemption	$55,970 (-) Land $15,120 Building $40,850
2022	$2,921.00 Homeowner's exemption Senior Citizen's exemption	$55,970 Land $15,120 Building $40,850
2021			$159,910 Land $43,190 Building $116,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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