37427 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37427 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 912 sqft · built 1904
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Sep 2014)
Tax Bill	$4,831 (2023)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-D-00-012-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-D-00-012-0`
Alternative APN	`A 6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	912 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	672 sqft
Basement Area	240 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1980
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	280 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37427 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MFL
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	CITY/WILLOUGHBY
Legal Block	1
Legal Lot Number	93,94
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201400

Owner

37427 2nd St is owned and occupied by an individual who bought it in September 2014.

Source: Lake County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	37427 2ND ST, WILLOUGHBY, OH 44094-6120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014 · Amount on File
Deed Sale	Sep 18, 2014 · Amount on File
Prior Sale	Apr 23, 1979
Deed Document Number	201423164
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37427 2ND ST, WILLOUGHBY, OH 44094-6120
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37427 2ND ST, WILLOUGHBY, OH 44094-6120

Mortgage

Document Number	0000005347
Date	Mar 18, 2026
Instrument	2026R005347

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,440 Land $18,360 Building $43,080	$175,540 Land $52,460 Building $123,080
2023	$4,831.00 (+53.66%) Homeowner's exemption	$51,030 (-) Land $15,120 Building $35,910
2022	$3,144.00 Homeowner's exemption	$51,030 Land $15,120 Building $35,910
2021			$145,790 Land $43,190 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37427 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 37427 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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