37428 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37428 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,064 sqft · built 1950
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2023)
Tax Bill	$3,566 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-071-000-056`

Property Details

APN / Parcel Number

Primary APN	`11-00-071-000-056`
Alternative APN	`11-00-071-000-199`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,113 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Detached
Garage Area	704 sqft
Porch	Stoop
Porch Area	84 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1100071000056
Street Address	37428 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20020849447
Legal Subdivision	EATON
Legal Lot Number	71
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2005
Census Tract	91100

Owner

Source: Lorain County records, as of May 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
May 31, 2023	Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Feb 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 25, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 19, 2002 · Amount on Record
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0000912174
Record Updated	Sep 20, 2026

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2023
Property Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630
Document Number	0000917390
Instrument Date	May 30, 2023
Instrument	2023-0917390
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630

Mortgage

Document Number	0000917391
Date	May 31, 2023
Instrument	2023-0917391

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2023
Property Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630
Document Number	0000917390
Instrument Date	May 30, 2023
Instrument	2023-0917390
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630

Mortgage

Document Number	0000917391
Date	May 31, 2023
Instrument	2023-0917391

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 25, 2020
Property Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630
Document Number	0000750510
Instrument Date	Jun 26, 2019
Instrument	750510
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	37330 CHESTNUT RIDGE RD ELYRIA OH 440358628, ELYRIA, OH 44035-8628

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Feb 25, 2020
Property Address	37428 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8630
Document Number	0000750509
Instrument Date	Mar 6, 2019
Instrument	750509
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	37428 CHESTNUT RIDGE RD ELYRIA OH 440358630, ELYRIA, OH 44035-8630

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,566.00 (+46.21%)	$78,257 (+60.42%) Land $21,347 Building $56,910	$223,590 (+60.42%) Land $60,990 Building $162,600
2023	$2,439.00 (+1.88%)	$48,784 (+0.01%) Land $12,653 Building $36,131	$139,380 (-) Land $36,150 Building $103,230
2022	$2,394.00	$48,780 Land $12,650 Building $36,130
2021			$139,380 Land $36,150 Building $103,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH RIDGEVILLE CITY PWS serves 37,786 people · EPA ID OH4700803
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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