37375 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37375 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,056 sqft · built 1972
Lot Size	2.34 acres (102,366 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-00-071-000-086`

Property Details

APN / Parcel Number

Primary APN	`11-00-071-000-086`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	1,456 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	102,366 sqft (2.34 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Pole Barn	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	37375 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOD 11/20/13- 20130486823
Legal Subdivision	EATON
Legal Lot Number	71
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2000
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-071-000-086

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37375 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37375 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8627
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37375 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8627

Mortgage

Document Number	0000858397
Date	Jan 12, 2022
Instrument	2022-0858397

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 03, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00	$93,520 (%) Land $26,930 Building $66,590	$267,200 (-) Land $76,950 Building $190,250
2024	$3,249.00 (+4.3%)	$93,521 (+27.98%) Land $26,933 Building $66,588	$267,200 (+27.98%) Land $76,950 Building $190,250
2023	$3,115.00 (+1.4%)	$73,077 (%) Land $22,680 Building $50,397	$208,790 (-) Land $64,800 Building $143,990
2022	$3,072.00	$73,080 Land $22,680 Building $50,400
2021			$208,790 Land $64,800 Building $143,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group, Verizon.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.