San Diego County property record for 3741 Fortuna Ranch Rd, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,522 sqft · built 2016 |
| Lot Size | 3.35 acres (145,926 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,308 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-451-12-00 |
| Primary APN | 264-451-12-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,522 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 145,926 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2640306800 |
|---|---|
| Street Address | 3741 FORTUNA RANCH RD |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 1 TR PM07904 |
| Legal Subdivision | PARCEL MAP NO 7904 |
| Legal Tract | 1007904 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 17112 |
3741 Fortuna Ranch Rd is owned and occupied by two individuals who acquired it in March 2015.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONEWEST BANK FSB |
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 16, 2015 |
| Transfer Doc | 0000133444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Document Number | 0000844593 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0844593 |
| Name | ONEWEST BANK FSB |
|---|---|
| Type | Bank |
| Address | PASADENA, CA 91103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Document Number | 0000793249 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0793249 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3741 FORTUNA RANCH RD, ENCINITAS, CA 92024-7218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000392456 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-0392456 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3741 Fortuna Ranch Rd was $16,308.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,311,464 (+2%) Land $89,225 Building $1,222,239 | |
| 2025 | $16,308.00 | $1,285,750 Land $87,476 Building $1,198,274 |
| 2023 | $14,967.00 (+1.77%) | $1,235,825 Land $84,080 Building $1,151,745 |
| 2022 | $14,707.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3741 Fortuna Ranch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3741 Fortuna Ranch Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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