3710 Fortuna Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 3710 Fortuna Ranch Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,206 sqft · built 1979
Lot Size	2.16 acres (94,090 sqft)
Owner	Company Name on File
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-451-08-00`

Property Details

APN / Parcel Number

Primary APN	`264-451-08-00`
Alternative APN	`2640306400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	94,090 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2640306400
Street Address	3710 FORTUNA RANCH RD
City	ENCINITAS
State	CA
Zip	92024-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM06594
Legal Subdivision	PARCEL MAP NO 6594
Legal Tract	1006594
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2022
Census Tract	17113

Owner

3710 Fortuna Ranch Rd is owned by a company that acquired it in September 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 17, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 11, 2020
Transfer Doc	0000545688
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217
Document Number	0000089289
Instrument Date	Mar 24, 2026
Instrument	202689289
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217

Mortgage

Document Number	0000089289,
Date	Apr 1, 2026
Instrument	202689289

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	857 Months
Due	Sep 19, 2097

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2020
Property Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217
Document Number	0000545688
Instrument Date	Sep 11, 2020
Instrument	545688
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3710 FORTUNA RANCH RD ENCINITAS CA 920247217, ENCINITAS, CA 92024-7217

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217
Document Number	0000543558
Instrument Date	Sep 11, 2020
Instrument	2020-0543558
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3710 FORTUNA RANCH RD, ENCINITAS, CA 92024-7217

Mortgage

Document Number	0000543559
Date	Sep 16, 2020
Instrument	2020-0543559

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3710 Fortuna Ranch Rd was $4,510 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,991 (+2%) Land $71,439 Building $347,552
2025	$4,510.00 Homeowner's exemption	$410,777 Land $70,039 Building $340,738
2023	$4,251.00 (+2.04%) Homeowner's exemption	$394,827 Land $67,320 Building $327,507
2022	$4,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3710 Fortuna Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3710 Fortuna Ranch Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Fortuna Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures