3741 Beaver Rd, Union, KY 41091 Property Records

Boone County property record for 3741 Beaver Rd, Union, KY 41091

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,320 sqft · built 1980
Lot Size	2.98 acres (129,809 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (May 2026)
Tax Bill	$949 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031.00-00-041.01`

Property Details

APN / Parcel Number

Primary APN	`031.00-00-041.01`
Alternative APN	`8149`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Finished Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	129,809 sqft (2.98 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3741 BEAVER RD
City	UNION
State	KY
Zip	41091-9650
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	3.054 AC BEAVER RD (31-41A)
Legal Subdivision	3741 BEAVER ROAD
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	3
Census Block	3016
Census Tract	70601

Owner

3741 Beaver Rd, residential vacant land, is owned by an individual who bought it in May 2026.

Source: Boone County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1087 MACINTOSH LN, FLORENCE, KY 41042-8526
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Oct 14, 2015	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES MID-AMERICA
Jan 20, 2023	Warranty Deed, Transfer COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY
Dec 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Dec 28, 2020	Warranty Deed, Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jan 20, 2023 · Amount on File
Deed Document Number	20261253697
Deed Book / Page	1257 / 157
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 EASTERN AVE, ELSMERE, KY 41018-1923
Investor	Possibly a Property Investor

Mortgage

Document Number	0M4154/892
Date	Dec 13, 2018
Book Page	M4154/892
Instrument	765521

Lender

Name	HERITAGE BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 12, 2028

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M3890/222
Date	Oct 14, 2015
Book Page	M3890/222
Instrument	687169

Lender

Name	HERITAGE BANK
Type	Bank
Address	WALTON, KY 41094

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 8, 2020

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 15, 2026
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Document Number	0001253697
Book / Page	1257 / 157
Instrument Date	May 13, 2026
Instrument	20261253697
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,706.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 MACINTOSH LN, FLORENCE, KY 41042-8526

Mortgage

Document Number	0001253701,
Date	May 15, 2026
Instrument	20261253701

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 20, 2023
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Document Number	0D1200/428
Book / Page	D1200 / 428
Instrument Date	Jan 16, 2023
Instrument	918524
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 STEPHENSON MILL RD, WALTON, KY 41094-7802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 BEAVER RD, UNION, KY 41091-9650

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 EASTERN AVE, ELSMERE, KY 41018-1923

Mortgage

Document Number	M4154/892
Date	Dec 13, 2018
Book Page	M4154/892
Instrument	765521

Lender

Name	HERITAGE BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 12, 2028

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 28, 2020
Property Address	3741 BEAVER RD, UNION, KY 41091-9650
Document Number	D1157/880
Book / Page	D1157 / 880
Instrument Date	Dec 23, 2020
Instrument	821912
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 TERRELL ST, 105, ELSMERE, KY 41018-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 S MAIN ST, WALTON, KY 41094-1138

Tax Assessment & Valuation

The 2025 property tax bill for 3741 Beaver Rd was $949.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00	$85,000 Land $85,000
2024			$85,000 (+13.33%) Land $85,000
2023	$853.00	$75,000 Land $75,000	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3741 Beaver Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3741 Beaver Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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