3740 Via Cabrillo, Oceanside, CA 92056 Property Records

San Diego County property record for 3740 Via Cabrillo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 1989
Lot Size	0.112 acres (4,899 sqft)
Owner	Company Name on Record
Last Sale	$143,900 (Nov 1988)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`169-484-35-00`

Property Details

APN / Parcel Number

Primary APN	`169-484-35-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	4,899 sqft (0.112 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3740 VIA CABRILLO
City	OCEANSIDE
State	CA
Zip	92056-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 93 TR 011867
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011867
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3740 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Aug 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1988 · Amount on Record
Deed Sale	Nov 17, 1988 · Amount on Record
Deed Document Number	1988591011
Last Transfer Date	May 22, 2019
Transfer Doc	0000590750
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3740 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000261305
Date	Sep 26, 2023
Instrument	2023-0261305

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2021
Property Address	3740 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000590750
Map Reference	MAP 11867
Instrument Date	May 22, 2019
Instrument	2021-0590750
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3740 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,397 (+2%) Land $82,282 Building $193,115
2025	$3,023.00 (+8.74%) Homeowner's exemption	$269,998 (+4.04%) Land $80,669 Building $189,329
2023	$2,780.00 (+0.32%) Homeowner's exemption	$259,516 Land $77,538 Building $181,978
2022	$2,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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