3732 Via Cabrillo, Oceanside, CA 92056 Property Records

San Diego County property record for 3732 Via Cabrillo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 1989
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (Apr 2026)
Tax Bill	$7,469 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2022 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`169-484-37-00`

Property Details

APN / Parcel Number

Primary APN	`169-484-37-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3732 VIA CABRILLO
City	OCEANSIDE
State	CA
Zip	92056-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 95 TR 011867
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011867
Legal Block	2
Legal Lot Number	95
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19808

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 13, 2026	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Apr 9, 2019	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage MORGAN HOME LOAN FUNDING CORP
Dec 1, 2020	Correction Deed, Transfer NOT AVAILABLE
Dec 1, 2020	Intrafamily Transfer, Transfer · VA Mortgage MORGAN HOME LOAN FUNDING CORP
Oct 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2018	Grant Deed, Transfer · VA Mortgage MORGAN HOME LOAN FUNDING CORP
Jun 29, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE WHOLESALE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Dec 1, 2020
Deed Document Number	2026102135
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	0000767648
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000715613
Date	Oct 14, 2021
Instrument	2021-0715613

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000285029
Date	Jul 12, 2022
Instrument	2022-0285029

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000225988
Date	Aug 15, 2025
Instrument	2025-0225988

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2026
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000102135
Instrument Date	Mar 23, 2026
Instrument	2026102135
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117,210.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000102136,
Date	Apr 13, 2026
Instrument	2026102136

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125319
Date	Apr 9, 2019
Instrument	2019-0125319

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054775
Date	Feb 3, 2020
Instrument	2020-0054775

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2020
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000767650
Instrument Date	Nov 25, 2020
Instrument	767650
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3732 VIA CABRILLO OCEANSIDE CA 920567236, OCEANSIDE, CA 92056-7236

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2020
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000767648
Map Reference	MAP 11867
Instrument Date	May 28, 2020
Instrument	2020-0767648
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000767649
Date	Dec 1, 2020
Instrument	2020-0767649

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2020
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000606126
Instrument Date	May 28, 2020
Instrument	606126
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3732 VIA CABRILLO OCEANSIDE CA 920567236, OCEANSIDE, CA 92056-7236

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000266298
Map Reference	MAP 11867
Instrument Date	Jun 7, 2018
Instrument	2018-0266298
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000266299
Date	Jun 29, 2018
Instrument	2018-0266299

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000266297
Instrument Date	Jun 7, 2018
Instrument	266297
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3976 ALABAMA ST #4 SAN DIEGO CA 921046440, 4, SAN DIEGO, CA 92104-6440

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2017
Property Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236
Document Number	0000046556
Map Reference	MAP11867
Instrument Date	Jan 19, 2017
Instrument	2017-0046556
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 VIA CABRILLO, OCEANSIDE, CA 92056-7236

Mortgage

Document Number	0000046557
Date	Jan 30, 2017
Instrument	2017-0046557

Lender

Name	DIRECT MORTGAGE WHOLESALE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,804 (+2%) Land $378,016 Building $291,788
2025	$7,469.00 (+6.03%)	$656,671 (+4.04%) Land $370,604 Building $286,067
2024	$7,044.00 (+2.46%)
2023	$6,875.00 (+1.49%)	$631,173 Land $356,214 Building $274,959
2022	$6,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

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