3740 Irwin St E, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 3740 Irwin St E, Safety Harbor, FL 34695

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,576 sqft · built 1958
Lot Size	0.259 acres (11,299 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2018)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-2434-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-2434-4`
Alternative APNs	`34-28-16-95094-001-0010` `162834950940010010` `R374771`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,576 sqft Heated Area
1st Floor Area	2,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	11,299 sqft (0.259 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	333 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R374771
Old Parcel Number	162834950940010010
Street Address	3740 IRWIN ST E
City	SAFETY HARBOR
State	FL
Zip	34695-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATER VIEW HEIGHTS BLK A, LOTS 1 AND 2
Legal Range	16
Legal Township	28
Legal Section	34
Legal Subdivision	WATER VIEW HEIGHTS
Legal Block	A
Legal Lot Number	1-2 2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1021
Census Tract	26816

Owner

Source: Pinellas County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3740 IRWIN ST E, SAFETY HARBOR, FL 34695-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	2018081375
Deed Book / Page	19977 / 0210
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 16, 2018
Property Address	3740 IRWIN ST E, SAFETY HARBOR, FL 34695-2765
Document Number	0199770210
Book / Page	019977 / 000210
Instrument Date	Mar 9, 2018
Instrument	81375
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 6TH ST S SAFERTY HARBOR FL 34685, SAFERTY HARBOR, FL 34685

Mortgage

Document Number	199770212
Date	Mar 16, 2018
Book Page	019977/000212
Instrument	81376

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Safety Harbor City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,594.00 (+5.63%) Homeowner's exemption	$305,238 (+4.45%)	$636,524 (+11.98%) Land $342,530 Building $293,994
2023	$4,349.00 (+2.84%) Homeowner's exemption	$292,230 (+3%)	$568,411 (+19.01%) Land $343,385 Building $225,026
2022	$4,229.00 Homeowner's exemption	$283,718	$477,597 Land $292,463 Building $185,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30