132 Irwin St E, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 132 Irwin St E, Safety Harbor, FL 34695

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,182 sqft · built 1991
Lot Size	0.207 acres (9,021 sqft)
Owner	2 Individual Names on File
Last Sale	$465,500 (Jul 2020)
Tax Bill	$7,383 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-762-2454-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-2454-2`
Alternative APNs	`34-28-16-95094-004-0050` `281634950940040050` `162834950940040050` `R374791`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,182 sqft Living Area
Gross Area	3,741 sqft
1st Floor Area	1,204 sqft
Upper Floors Area	978 sqft
Basement Area	728 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,021 sqft (0.207 acres)
Lot Dimensions	113 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R374791
Street Address	132 IRWIN ST E
City	SAFETY HARBOR
State	FL
Zip	34695-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATER VIEW HEIGHTS BLK D, LOT 5 AND W 30FT OF LOT 6
Legal Range	16E
Legal Township	28S
Legal Section	34
Legal Subdivision	WATER VIEW HEIGHTS
Legal Tract	95094
Legal Block	D
Legal Lot Number	5,6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1002
Census Tract	26816

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 IRWIN ST E, SAFETY HARBOR, FL 34695-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Jul 10, 2020	Warranty Deed, Transfer · Conventional with PMI TH FAMILY INVESTMENT PARTNERSHIP 1
Jan 19, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	2020205626
Deed Book / Page	21073 / 1154
Prior Transfer Date	Jun 23, 2006
Prior Transfer Doc	0152601333
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	132 IRWIN ST E, SAFETY HARBOR, FL 34695-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 IRWIN ST E, SAFETY HARBOR, FL 34695-2760

Mortgage

Document Number	0212670397
Date	Nov 23, 2020
Book Page	21267/397
Instrument	2020352267

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 10, 2020
Property Address	132 IRWIN ST E, SAFETY HARBOR, FL 34695-2760
Document Number	0210731154
Book / Page	021073 / 001154
Instrument Date	Jun 30, 2020
Instrument	205626
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 IRWIN ST E SAFETY HARBOR FL 346952760, SAFETY HARBOR, FL 34695-2760

Mortgage

Document Number	210731156
Date	Jul 10, 2020
Book Page	021073/001156
Instrument	205627

Lender

Name	TH FAMILY INVESTMENT PARTNERSHIP 1
Type	Bank
Address	ST PETE BEACH, FL 33736

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 19, 2017
Property Address	132 IRWIN ST E, SAFETY HARBOR, FL 34695-2760
Document Number	0194891288
Book / Page	019489 / 001288
Instrument Date	Dec 20, 2016
Instrument	20819
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$928.20
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 IRWIN ST E SAFETY HARBOR FL 346952760, SAFETY HARBOR, FL 34695-2760

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Safety Harbor City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,383.00 (+5.65%) Homeowner's exemption	$465,341 (+5.99%)	$701,584 (+13.66%) Land $294,350 Building $407,234
2024	$6,988.00 (+1.35%)
2023	$6,895.00 (+2.65%) Homeowner's exemption	$439,054 (+3%)	$617,241 (+23.57%) Land $321,229 Building $296,012
2022	$6,717.00 Homeowner's exemption	$426,266	$499,498 Land $265,038 Building $234,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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