374 Sparrow Dr, Galt, CA 95632 Property Records

Sacramento County property record for 374 Sparrow Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,815 sqft · built 1990
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on File
Last Sale	$539,000 (Aug 2026)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0460-086-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0460-086-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	374 SPARROW DR
City	GALT
State	CA
Zip	95632-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	QUAIL HOLLOW 02, LOT 105
Legal Subdivision	QUAIL HOLLOW 02
Legal Lot Number	105
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2016
Census Tract	9502

Owner

374 Sparrow Dr is owned and occupied by an individual who bought it in August 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	374 SPARROW DR, GALT, CA 95632-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Oct 17, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Oct 17, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Oct 17, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Book / Page	20260803 / 407
Prior Transfer Date	Feb 11, 1998
Prior Transfer Doc	9802000810
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2026
Property Address	374 SPARROW DR, GALT, CA 95632-2408
Document Number	2026000407
Book / Page	20260803 / 407
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,882.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 SPARROW DR, GALT, CA 95632-2408

Mortgage

Document Number	2026000408,
Date	Aug 3, 2026
Book Page	20260803/408

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	374 SPARROW DR, GALT, CA 95632-2408
Document Number	2101272238
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	374 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	2101272238
Date	Jan 27, 2021
Instrument	2101272238

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2018
Property Address	374 SPARROW DR, GALT, CA 95632-2408
Document Number	1810170752
Instrument Date	Oct 8, 2018
Instrument	1810170752
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	374 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2018
Property Address	374 SPARROW DR, GALT, CA 95632-2408
Document Number	1810170751
Instrument Date	Oct 8, 2018
Instrument	1810170751
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10279 1224 WAY ELK GROVE CA 95757, ELK GROVE, CA 95757

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2018
Property Address	374 SPARROW DR, GALT, CA 95632-2408
Document Number	1810170753
Instrument Date	Oct 5, 2018
Instrument	1810170753
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1466 GALT CA 956321466, GALT, CA 95632-1466

Mortgage

Document Number	1810170754
Date	Oct 17, 2018
Instrument	1810170754

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 374 Sparrow Dr was $4,874 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,597 (+2%) Land $99,557 Building $340,040
2025	$4,874.00 (+4.5%) Homeowner's exemption	$430,978 Land $97,605 Building $333,373
2024	$4,664.00 (+1.75%)
2023	$4,584.00 (+4.25%) Homeowner's exemption	$414,245 Land $93,816 Building $320,429
2022	$4,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 374 Sparrow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Sparrow Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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