358 Sparrow Dr, Galt, CA 95632 Property Records

Sacramento County property record for 358 Sparrow Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,235 sqft · built 1990
Lot Size	0.192 acres (8,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,000 (Dec 2020)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-0460-084-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0460-084-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,235 sqft Living Area
1st Floor Area	2,000 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,370 sqft (0.192 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	358 SPARROW DR
City	GALT
State	CA
Zip	95632-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	QUAIL HOLLOW 02, LOT 103
Legal Subdivision	QUAIL HOLLOW 02
Legal Lot Number	103
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2016
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	358 SPARROW DR, GALT, CA 95632-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Intrafamily Transfer, Transfer · SBA Mortgage US BANK NA
Dec 4, 2020	Grant Deed, Transfer · FHA Mortgage THELENDER
May 28, 2020	Quit Claim Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MTG
Aug 17, 2018	Grant Deed, Transfer · VA Mortgage SCENIC OAKS FNDG
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 14, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	May 28, 2020
Deed Book / Page	20201204 / 1380
Prior Transfer Date	Dec 13, 1995
Prior Transfer Doc	9601000365
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 6, 2023
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	0000000810
Map Reference	MB 188 PG 17
Instrument Date	Sep 28, 2023
Instrument	202310060810
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	358 SPARROW DR, GALT, CA 95632-2408

Mortgage

Document Number	0000000811
Date	Oct 6, 2023
Instrument	202310060811

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2020
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	2012041380
Instrument Date	Dec 1, 2020
Instrument	2012041380
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	2012041381
Date	Dec 4, 2020
Instrument	2012041381

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 28, 2020
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	2005280853
Instrument Date	May 22, 2020
Instrument	2005280853
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	2005280854
Date	May 28, 2020
Instrument	2005280854

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	1907081353
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	1907081353
Date	Jul 8, 2019
Instrument	1907081353

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2018
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	1808170638
Instrument Date	Aug 9, 2018
Instrument	1808170638
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	1808170639
Date	Aug 17, 2018
Instrument	1808170639

Lender

Name	SCENIC OAKS FNDG
Type	Funding / Finance Company
Address	MODESTO, CA 95350

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	1710111026
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	1710111026
Date	Oct 11, 2017
Instrument	1710111026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	358 SPARROW DR, GALT, CA 95632-2408
Document Number	0000000008
Book / Page	170223 / 000008
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	358 SPARROW DR GALT CA 956322408, GALT, CA 95632-2408

Mortgage

Document Number	0000000008
Date	Feb 23, 2017
Book Page	170223/000008

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,208 (+2%) Land $110,406 Building $379,802
2025	$5,525.00 (+4.48%)	$480,597 (+4.04%) Land $108,242 Building $372,355
2024	$5,288.00 (+1.69%)
2023	$5,200.00 (+4.21%)	$461,937 Land $104,040 Building $357,897
2022	$4,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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