Kane County property record for 374 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1948 |
| Lot Size | 0.126 acres (5,491 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2022) |
| Tax Bill | $5,251 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-280-023 |
| Primary APN | 06-22-280-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,923 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,491 sqft (0.126 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 374 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 3 BLOCK 6 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 374 S EDISON AVE, ELGIN, IL 60123-7215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 30, 2022 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2001 · Amount on Record |
| Deed Document Number | 202256880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 374 S EDISON AVE, ELGIN, IL 60123-7215 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 374 S EDISON AVE, ELGIN, IL 60123-7215 |
| Document Number | 0000013859 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024K013859 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 30, 2022 |
| Property Address | 374 S EDISON AVE, ELGIN, IL 60123-7215 |
| Document Number | 0000056880 |
| Map Reference | MB 29 PG 47 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022K056880 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5111 W HENDEBON ST, CHICAGO, IL 60641 |
| Document Number | 0000056881 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022K056881 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 374 S EDISON AVE, ELGIN, IL 60123-7215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000061676 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018K061676 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,251.00 (+3.88%) Homeowner's exemption | $76,837 (+8.57%) Land $18,293 Building $58,544 | $230,603 (+8.57%) Land $54,901 Building $175,702 |
| 2024 | $70,772 (+21.39%) Land $16,849 Building $53,923 | $212,401 (+21.44%) Land $50,567 Building $161,834 | |
| 2022 | $5,055.00 (+3.97%) | $58,300 (+6.96%) Land $13,880 Building $44,420 | $174,900 (+6.96%) Land $41,640 Building $133,260 |
| 2021 | $4,862.00 | $54,507 Land $12,977 Building $41,530 | $163,521 Land $38,931 Building $124,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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