371 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 371 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1948
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Mar 2026)
Tax Bill$6,262 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-22-281-015

Property Details

APN / Parcel Number

Primary APN06-22-281-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area2,346 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Foundation TypeRaised
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address371 S EDISON AVE
CityELGIN
StateIL
Zip60123-7214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 3 BLOCK 7
Legal SubdivisionSUNSET PARK
Legal Block7
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract854900

Owner

371 S Edison Ave is owned by an individual who bought it in March 2026.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1175 ABBOTT DR, ELGIN, IL 60123-1802
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Mar 2, 2026Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Feb 6, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 31, 2018Warranty Deed, Transfer · FHA Mortgage
STEARNS LNDG
May 15, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2026 · Amount on File
Deed SaleMar 2, 2026 · Amount on File
Prior SaleJan 31, 2018 · Amount on File
Deed Document Number20268215
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address371 S EDISON AVE, ELGIN, IL 60123-7214
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000020577
DateMar 16, 2021
Instrument2021K020577
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueApr 1, 2048
Interest
Rate2.5%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 2, 2026
Property Address371 S EDISON AVE, ELGIN, IL 60123-7214
Document Number0000008215
Instrument DateFeb 3, 2026
Instrument2026K008215
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address371 S EDISON AVE, ELGIN, IL 60123-7214

Mortgage

Document Number0000008216
DateMar 2, 2026
Instrument2026K008216
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address371 S EDISON AVE, ELGIN, IL 60123-7214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006771
DateFeb 6, 2020
Instrument2020K006771
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMar 1, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 31, 2018
Property Address371 S EDISON AVE, ELGIN, IL 60123-7214
Document Number0000005061
Instrument DateJan 19, 2018
Instrument5061
Transaction TypeTransfer
Record UpdatedFeb 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 KEEP AVE #A ELGIN IL 601202464, A, ELGIN, IL 60120-2464

Mortgage

Document Number5062
DateJan 31, 2018
Instrument5062
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2048
Interest
Rate4.12%

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateMay 15, 2017
Property Address371 S EDISON AVE, ELGIN, IL 60123-7214
Document Number0000024718
Instrument DateMay 8, 2017
Instrument24718
Transaction TypeForeclosure
Record UpdatedMay 30, 2017

Transaction

AmountAmount on Record
Tax$115.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address51 DOUGLAS AVE #200 ELGIN IL 601205545, 200, ELGIN, IL 60120-5545

Tax Assessment & Valuation

The 2025 property tax bill for 371 S Edison Ave was $6,262, up 4.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,262.00 (+4.38%) Homeowner's exemption$90,081 (+8.57%) Land $18,293 Building $71,788$270,351 (+8.57%) Land $54,901 Building $215,450
2024$5,999.00 Homeowner's exemption$82,970 Land $16,849 Building $66,121$249,010 Land $50,567 Building $198,442
2022$5,406.00 (+4.67%) Homeowner's exemption$68,348 (+6.96%) Land $13,880 Building $54,468$205,044 (+6.96%) Land $41,640 Building $163,404
2021$5,165.00 Homeowner's exemption$63,901 Land $12,977 Building $50,924$191,703 Land $38,931 Building $152,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 371 S Edison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 371 S Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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